RECENT VIDEO

The U.S. housing market is shifting, and for the first time in years, buyers are seeing real signs of relief. Mortgage rates have dipped to 6.18%, home price growth is cooling, and pending home sales are rising at their fastest pace since early 2023. But affordability challenges, economic uncertainty, and slowing homebuilding activity continue to shape what comes next.

In this update, I break down the current state of the U.S. real estate market using insights from NBC News and the National Association of Realtors. We explore what this momentum shift means for homebuyers, sellers, and investors, and why these trends matter for the long-term health of the housing market.

Timestamps :  

0:00 – First-Time Buyers at 40
0:39 – The 2025 Market Reset
1:00 – Mortgage Rates Improve
1:28 – Demand Is Returning
2:42 – Buyers Regain Leverage
3:23 – Investor Opportunity Window
3:44 – Affordability Explained
4:39 – Builders vs Demand
5:36 – Why Rates Matter
6:33 – Outlook for 2026 

#housingmarketupdate #mortgagerates #firsttimehomebuyers #realestatetrends #housingmarket2026 

Alex Schult CA DRE License # 02236174 KW Spectrum Properties 
📲 Text: 949-726-2601 
📧 Email: aschult@kw.com 

More Quick Tips from Two-Minute Tuesday:

Friday Market Update - Foreclosures are on the Rise?!
https://youtu.be/GenKetmQaJI

What Does "PENDING" Mean?
https://youtu.be/oznsD1DXFRA

DISCLAIMER: 
This video content is intended for informational, educational, and entertainment purposes only. Neither Living in California nor Alex Schult is a registered financial advisor, attorney, or tax professional. While we have taken reasonable steps to ensure the accuracy of the information presented in this video, we cannot guarantee that it is free from errors or omissions. Any reliance you place on the information provided is strictly at your own risk. Additionally, your use of the Living in California YouTube channel and any communication through this platform, including but not limited to YouTube comments, emails, or messages, does not establish a formal business relationship with Alex Schult or Living in California. For specific advice related to your real estate, financial, or legal needs, we recommend consulting with a licensed professional in the relevant field.

The U.S. housing market is shifting, and for the first time in years, buyers are seeing real signs of relief. Mortgage rates have dipped to 6.18%, home price growth is cooling, and pending home sales are rising at their fastest pace since early 2023. But affordability challenges, economic uncertainty, and slowing homebuilding activity continue to shape what comes next.

In this update, I break down the current state of the U.S. real estate market using insights from NBC News and the National Association of Realtors. We explore what this momentum shift means for homebuyers, sellers, and investors, and why these trends matter for the long-term health of the housing market.

Timestamps :

0:00 – First-Time Buyers at 40
0:39 – The 2025 Market Reset
1:00 – Mortgage Rates Improve
1:28 – Demand Is Returning
2:42 – Buyers Regain Leverage
3:23 – Investor Opportunity Window
3:44 – Affordability Explained
4:39 – Builders vs Demand
5:36 – Why Rates Matter
6:33 – Outlook for 2026

#housingmarketupdate #mortgagerates #firsttimehomebuyers #realestatetrends #housingmarket2026

Alex Schult CA DRE License # 02236174 KW Spectrum Properties
📲 Text: 949-726-2601
📧 Email: aschult@kw.com

More Quick Tips from Two-Minute Tuesday:

Friday Market Update - Foreclosures are on the Rise?!
https://youtu.be/GenKetmQaJI

What Does "PENDING" Mean?
https://youtu.be/oznsD1DXFRA

DISCLAIMER:
This video content is intended for informational, educational, and entertainment purposes only. Neither Living in California nor Alex Schult is a registered financial advisor, attorney, or tax professional. While we have taken reasonable steps to ensure the accuracy of the information presented in this video, we cannot guarantee that it is free from errors or omissions. Any reliance you place on the information provided is strictly at your own risk. Additionally, your use of the Living in California YouTube channel and any communication through this platform, including but not limited to YouTube comments, emails, or messages, does not establish a formal business relationship with Alex Schult or Living in California. For specific advice related to your real estate, financial, or legal needs, we recommend consulting with a licensed professional in the relevant field.

42 2

YouTube Video VVVRbjFhblZiLWZpNU9UYzdVMVR6QVZ3LnVKSGg2ZlJZbm9n

Friday Market Update - Where the Market is Headed in 2026

LATEST POSTS

Living in Sacramento, CA: A Complete Guide to the Capital City

If California were a family, Sacramento would be the sensible middle child, the one who shows up on time, manages the budget responsibly, and somehow makes everything work while the flashier siblings steal the spotlight. While San Francisco commands attention with its tech billions...

Living in San Francisco, CA: Your Guide to the City by the Bay

There are cities that exist, and then there are cities that are so culturally potent, so economically influential, that their impact far exceeds their geography. San Francisco is unapologetically one of the latter. Perched on 47 square miles of hills, fog, and waterfront, this...

Living in Long Beach, CA: Exploring This California Beach Town

Picture this: you're sipping your morning coffee at a sidewalk café, the salt air drifting in from the Pacific just blocks away, while sailboats glide across the harbor and the distant rumble of container ships reminds you that this isn't just another sleepy...

Living in San Diego: An Honest Look at Life in America’s Favorite Coastal City

San Diego, California, known as “America’s Finest City,” is California’s second-largest city and one of the most desirable places to live on the West Coast. It’s famed for its beaches, weather, outdoor lifestyle, and diverse communities stretching from seaside neighborhoods to inland valleys. Nestled...

What Are HOA Fees and What Do They Usually Cover?

Homeowners Association (HOA) fees are a regular part of life in many condos, townhomes, and planned communities. Yet for first-time homebuyers, these fees can feel confusing or even a little mysterious. How much are they, what do they cover, and why are they...

Living in Anaheim, CA: A Guide to Life in Orange County

Thinking about living in Anaheim? It's is one of Southern California’s most dynamic and intriguing cities, attracting people from across the country who are seeking a balance of urban amenities, suburban comfort, and the unmistakable California lifestyle. While the city is most widely known...

Living in Los Angeles, CA: A Complete Guide to the Southern California Lifestyle

Thinking about moving to California in 2026? You’re not alone... California has long been a magnet for new residents drawn to its diverse opportunities, breathtaking landscapes, and year-round sunny weather. From the beaches of Malibu to the hiking trails of the Santa Monica Mountains...

Living in Irvine, CA: A Complete Guide for Moving to California

California has long been one of the most sought-after states to live in the United States. Known for its incredible coastline, temperate climate, economic opportunities, and cultural diversity, living in California offers a lifestyle unlike almost any other state. From world-renowned cities like Los...

How to Save on Utilities: Practical Tips for Living in California

For most California homeowners, monthly utility bills represent one of the most persistent and unavoidable costs of living. Whether it's electricity to keep the lights on, water for showers and landscaping, or gas to heat your home in the winter, these essential services...

California Utility Bills: How to Lower Heating and Cooling Costs

For many homeowners in California, the monthly utility bill can be one of the largest household expenses, especially when heating in the winter and cooling in the summer. Energy costs have steadily risen over the years, and recent fluctuations in electricity and natural...

What Is a Deed Restriction and How Can It Affect You?

Deed restrictions are one of those real estate concepts that most people don’t think about until they collide with one. Unlike mortgage rates or home inspections, deed restrictions quietly live inside public property records, waiting to matter. They don’t expire when the ink...

What Does “Pending” Mean on a Real Estate Listing?

You find a home you love, click on the listing, and then you see a word that can stop you in your tracks: pending. For buyers, it often feels like a door just slammed shut. For sellers, it can feel like a sigh...

What’s Going to Happen With Mortgage Rates in 2026?

If you’ve been keeping an eye on the housing market lately, you’ve probably noticed that mortgage rates have been anything but predictable. Homebuyers and homeowners looking to refinance are constantly asking the same question: are rates going up, down, or holding steady? With...

What Is a Reverse Mortgage? A Friendly Guide for Homeowners

For many homeowners, retirement planning can feel like a puzzle with too many missing pieces. Rising costs, longer lifespans, and unpredictable markets often leave people asking how to make the most of the assets they already have. One of the most common questions...

Foreclosures Are on the Rise in the U.S.

Foreclosures in the United States have been steadily climbing, signaling a shift in the housing market that many homeowners and buyers need to pay attention to. In November alone, foreclosure filings jumped more than 20% compared to the same month last year, highlighting a...

RECOMMENDED BRANDS

ryobi
Weber
- Advertisement -

Finance

New Builds

Moving