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Housing affordability feels broken, but the reality is more complicated than most headlines suggest. In this video, I break down two major housing stories that seem to contradict each other at first glance. On one hand, a growing share of homeowners are stuck with mortgage rates above 6%, limiting mobility and keeping inventory tight. On the other hand, new homebuyers are scoring the biggest discounts we’ve seen in more than a decade. So what’s really happening in the housing market, and who does this moment actually benefit? I take a look at the latest data from CNBC and Redfin to explain how mortgage rates, pricing strategies, and buyer leverage are reshaping affordability. Whether you’re thinking about buying, selling, or just trying to make sense of where the market is headed, this breakdown will help you understand the forces driving today’s housing market. Timestamps : 0:00 – High rates, big discounts 1:24 – Rate lock-in problem 2:37 – Refinancing returns 3:06 – Buyers gain leverage 3:36 – Buyer-heavy market 4:16 – Condo discounts grow 4:32 – Two affordability realities 5:21 – Market rebalancing 5:48 – Smart moves now #housingmarket #housingaffordability #mortgagerates #BuyerMarket #realestatenews Alex Schult CA DRE License # 02236174 KW Spectrum Properties 📲 Text: 949-726-2601 📧 Email: aschult@kw.com Living in California continues at LivingInCalifornia.com — city guides, cost-of-living breakdowns, and everything you need to know before you move. More Real Estate Insights: What is a Buyer's Agent? : https://youtu.be/aYb3dJ-lqZk Living in Anaheim: A-Z Guide on What to Expect : https://youtu.be/1S4DJlbdF8w DISCLAIMER: This video content is intended for informational, educational, and entertainment purposes only. Neither Living in California nor Alex Schult is a registered financial advisor, attorney, or tax professional. While we have taken reasonable steps to ensure the accuracy of the information presented in this video, we cannot guarantee that it is free from errors or omissions. Any reliance you place on the information provided is strictly at your own risk. Additionally, your use of the Living in California YouTube channel and any communication through this platform, including but not limited to YouTube comments, emails, or messages, does not establish a formal business relationship with Alex Schult or Living in California. For specific advice related to your real estate, financial, or legal needs, we recommend consulting with a licensed professional in the relevant field.

Housing affordability feels broken, but the reality is more complicated than most headlines suggest.

In this video, I break down two major housing stories that seem to contradict each other at first glance. On one hand, a growing share of homeowners are stuck with mortgage rates above 6%, limiting mobility and keeping inventory tight. On the other hand, new homebuyers are scoring the biggest discounts we’ve seen in more than a decade.

So what’s really happening in the housing market, and who does this moment actually benefit?

I take a look at the latest data from CNBC and Redfin to explain how mortgage rates, pricing strategies, and buyer leverage are reshaping affordability. Whether you’re thinking about buying, selling, or just trying to make sense of where the market is headed, this breakdown will help you understand the forces driving today’s housing market.

Timestamps :

0:00 – High rates, big discounts
1:24 – Rate lock-in problem
2:37 – Refinancing returns
3:06 – Buyers gain leverage
3:36 – Buyer-heavy market
4:16 – Condo discounts grow
4:32 – Two affordability realities
5:21 – Market rebalancing
5:48 – Smart moves now

#housingmarket #housingaffordability #mortgagerates #BuyerMarket #realestatenews

Alex Schult CA DRE License # 02236174 KW Spectrum Properties
📲 Text: 949-726-2601
📧 Email: aschult@kw.com

Living in California continues at LivingInCalifornia.com — city guides, cost-of-living breakdowns, and everything you need to know before you move.

More Real Estate Insights:

What is a Buyer's Agent? :
https://youtu.be/aYb3dJ-lqZk

Living in Anaheim: A-Z Guide on What to Expect :
https://youtu.be/1S4DJlbdF8w

DISCLAIMER:
This video content is intended for informational, educational, and entertainment purposes only. Neither Living in California nor Alex Schult is a registered financial advisor, attorney, or tax professional. While we have taken reasonable steps to ensure the accuracy of the information presented in this video, we cannot guarantee that it is free from errors or omissions. Any reliance you place on the information provided is strictly at your own risk. Additionally, your use of the Living in California YouTube channel and any communication through this platform, including but not limited to YouTube comments, emails, or messages, does not establish a formal business relationship with Alex Schult or Living in California. For specific advice related to your real estate, financial, or legal needs, we recommend consulting with a licensed professional in the relevant field.

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YouTube Video VVVRbjFhblZiLWZpNU9UYzdVMVR6QVZ3LkVxWFd4aDhIeFdZ

Friday Market Update - High Mortgage Rates and Big Discounts

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