Alex Schult

Alex Schult is the founder of Living in California and a licensed real estate professional based in Southern California. A U.S. Army veteran, Alex has spent over 27 years building, scaling, and managing online media companies, including PhotographyTalk.com and 4wdTalk.com. His focus at Living in California is delivering honest, data-backed city guides, housing market analysis, and cost of living insights drawn from real resident experience. He hosts weekly California market updates on the Living in California YouTube channel covering home sales trends, mortgage rates, and policy changes that affect homeowners and buyers across the state.

What Kind of Financing is Right for You?

  Buying a home is exciting, but full of choices that can have a long-term impact on your financial future. Choosing the right financing option...

How to Qualify for a Mortgage When You’re Self-Employed

The process for applying for and qualifying for a mortgage can be complicated. If you are self-employed, this process can become even more difficult....

Don’t Get Caught in the Flames: First-time Homeowner’s Guide to Wildfires in California

California bleeds incredible landscapes and mild weather, and it is one of the biggest economies in the world; no wonder folks continue to look...

How Much Do You Really Need for a Mortgage Down Payment?

Mortgage Down Payments: What You Need to Know One of the biggest considerations when buying a new home is the down payment. Is it better...

How to Make an Offer on a House (That Will Be Accepted!)

Last updated: March 8, 2026 You've found the perfect house, and now it's time to make an offer. This step can be a critical step...

Earthquake Guide for First-Time Homebuyers in California

“In California, it’s not a matter of if, but when.” California sits atop some of the most active fault lines in the world. The most...

Flooding in California: An Underestimated Danger

Warning: California is riddled with climate and natural disasters. While wildfires and earthquakes are frequent headlines, homeowners must also be wary of flooding. From...

Comprehensive Guide to First-Time Homebuyer Assistance Programs  

Achieving your dream of homeownership in California is no joke. Want the Hollywood glamour? Prominent residential real estate brokerage Compass reported their Q3 2024...