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AuthorsPosts by Alex Schult

Alex Schult

Alex Schult is the founder of Living in California and a licensed real estate professional based in Southern California. A U.S. Army veteran, Alex has spent over 27 years building, scaling, and managing online media companies, including PhotographyTalk.com and 4wdTalk.com. His focus at Living in California is delivering honest, data-backed city guides, housing market analysis, and cost of living insights drawn from real resident experience. He hosts weekly California market updates on the Living in California YouTube channel covering home sales trends, mortgage rates, and policy changes that affect homeowners and buyers across the state.

FHA vs Conventional Loan: Which is Right for You?

Buying a home is one of the biggest financial decisions most people will make, and understanding your financing options is critical. Choosing the wrong...

Appraisal Gap Coverage Explained

Picture this: you’ve found the perfect home, your offer is accepted, and everything is lining up for a smooth closing. Then the appraisal comes...

Foreclosures are Rising Again — What’s Really Going on in 2025?

If you’ve been tracking headlines this year, you’ve probably noticed the word foreclosure showing up more often — and for good reason. After a...

What is a Comp in Real Estate?

If you’ve ever browsed homes online or sat down with a Realtor to talk pricing, you’ve probably heard the term “comp” thrown around. It...

What Does “Under Contract” Really Mean? – What Happens Between an Accepted Offer and Closing?

When an offer is accepted and the paperwork is signed, many people breathe a sigh of relief — and then wonder, “So, what now?” The...

What Is a Backup Offer and How Does It Work?

When you’re buying or selling a home, the real estate world can feel a bit like a high-stakes game of musical chairs. One moment,...

What is a Short Sale?

Short sales are one of those real estate topics that sound complicated until someone explains them in plain English. This guide walks through what...

California & Florida at the Top: Why Two Popular States Are Now the Nation’s Riskiest Housing Markets

If you live in California or Florida — like I do — a new housing risk report deserves your full attention... This isn’t a sensational...
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