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Housing

What is Mello-Roos? Everything You Need to Know About This California Tax

Sean Eliott - 0
If you're shopping for a home in California—especially in newer communities—there’s a good chance you’ve come across the term Mello-Roos. But what exactly does it mean? And more importantly, how does it affect your property taxes and long-term financial plan as a homeowner? Understanding...
Housing

The Lawsuit That Could Reshape Rent Prices Nationwide

Sean Eliott - 0
If you’ve been renting or just following the wild fluctuations in housing prices lately, this is one story you’ll want to keep a close eye on. A groundbreaking lawsuit is sending shockwaves through the rental industry—and at the center of it all is...
First Time Home Buyer

What Is an Earnest Money Deposit? A First-Time Homebuyer’s Guide

Sean Eliott - 0
Buying your first home is exciting—but let’s be honest, it can also feel a little overwhelming. Between pre-approvals, inspections, contracts, and negotiations, there’s a lot to learn. One term that often pops up early in the process is earnest money deposit. If you’ve never...
Housing

The Top 10 States Solving America’s Housing Crisis (And the Ones Making It Worse)

Sean Eliott - 0
If you’ve been house hunting lately, you already know—it’s rough out there. Sky-high prices, limited inventory, and rising mortgage rates have made homeownership feel more like a pipe dream than the American dream. But here’s the good news: some states are actually doing...
Finance

What is Escrow in Real Estate?

Sean Eliott - 0
If you've ever started the home buying or selling process and heard the word “escrow” tossed around like everyone should know what it means, you’re not alone. Escrow is one of those real estate terms that sounds technical—and maybe even a little intimidating—but...
Housing

Is the Market About to Stall Out? Breaking Down Zillow, Bankrate & NAR Reports

Sean Eliott - 0
The 2025 housing market is off to a confusing start. Depending on who you ask, we’re either heading for a long-overdue correction or experiencing a slow march toward recovery. With big-name forecasters like Zillow, Bankrate, and the National Association of Realtors (NAR) all...
Finance

What is PMI? A Beginner’s Guide to Private Mortgage Insurance

Sean Eliott - 0
Buying a home is a big milestone, and whether you're a first-time buyer or just getting back into the market, you'll quickly realize there’s a whole new language to learn—escrow, appraisals, contingencies... and then there’s PMI. So, what is PMI? Do you need it?...
Housing

Zillow Predicts a 2% Home Price Dip in 2025: What It Means for Buyers and Sellers

Alex Schult - 0
If it feels like home prices have been on a one-way rocket ship ride for years—you’re not imagining things. Since 2012, U.S. home values have largely climbed with few interruptions, fueled by low mortgage rates, tight inventory, and pandemic-driven moves. But 2025 is...
Finance

What is a Seller Credit in Real Estate?

Sean Eliott - 0
Buying a home can feel like a whirlwind—excitement, paperwork, big decisions, and yes, some serious expenses. Between the down payment, inspections, loan fees, and closing costs, it's easy to feel financially stretched before you even get the keys. But what if there was a...
Housing

Can The Government Really Take Your Land After a Natural Disaster?

Sean Eliott - 0
Imagine this: your home has just been destroyed by a wildfire, a flood, or maybe an earthquake. You’re overwhelmed—dealing with insurance claims, permits, and the emotional toll of losing everything. Then someone drops this bombshell: “You know the government might just take your...
Real Estate Terms

What is a Contingency?

Sean Eliott - 0
If you’ve spent even a little time in the home buying or selling world, you’ve probably heard someone mention a “contingency.” Maybe your agent said, “The offer is contingent on financing,” or you saw a listing marked “under contract with contingencies.” But what...
Housing

How Long Does It Take to Close on a House?

Alex Schult - 0
(Cash vs Financed Deals Explained) When you find the perfect home and your offer gets accepted, it’s easy to start imagining move-in day. You start picturing where the furniture will go, maybe even planning that first backyard barbecue. But before you can pop the...
Finance

What is an Interest Rate Buydown?

Sean Eliott - 0
If you’re in the market for a home, you’ve likely noticed how even small changes in mortgage interest rates can make a big difference in your monthly payment. And if you’ve been talking to a real estate agent or lender, you’ve probably heard...
Housing

Should You Buy a House During a Recession?

Alex Schult - 0
Buying a home is already a huge decision, kind of like deciding whether you’re ready for a puppy, a plant, or a full-blown lifestyle commitment. Now toss in a recession, and it’s no wonder people start sweating bullets over the idea of house...
Finance

How to Turn Your Tax Refund Into a House (Eventually)

Alex Schult - 0
It’s not quite a down payment yet… but it’s a pretty sweet head start. Ah, tax season. The magical time of year when the government gives you back your own money, and it somehow feels like a win. If you’re like many Americans, you’ve...
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First Time Home Buyer

home warranty

What Is a Home Warranty and Is It Worth It?

Sean Eliott - 0
Buying or selling a home can feel like navigating a maze filled with unexpected expenses, and a broken appliance or failing HVAC system can...

What Does “Under Contract” Really Mean? – What Happens Between an...

Alex Schult - 0
When an offer is accepted and the paperwork is signed, many people breathe a sigh of relief — and then wonder, “So, what now?” The...
couple completing offer on a home

What Is a Backup Offer and How Does It Work?

short sale

What is a Short Sale?

couple completing offer on a home

What is an Escalation Clause?

abandoned house

What Does “As-Is” Mean in Real Estate?

RECENT VIDEO

Is it really a BUYER’S market in 2025? On paper, yes — sellers outnumber buyers by over 500,000 across the U.S. But here’s the catch… most buyers STILL can’t afford a home. In this video, I’ll break down: * The difference between a buyer’s market vs. a seller’s market * Which cities favor buyers the most (Miami, Austin, Fort Lauderdale, and more) *Where sellers still hold the upper hand (Northeast & Midwest metros) *What buyers AND sellers should do right now to succeed *How to tell which market you’re in Even though the market favors buyers, affordability challenges, high mortgage rates, and rising insurance costs are keeping many people on the sidelines. If you’re thinking about buying or selling in 2025, this video will help you understand where you stand — and how to move forward. Timestamps : 0:00 - Market Shift Intro 0:43 - Buyer vs. Seller Basics 2:23 - Affordability Roadblock 3:13 - Strong Buyer Markets: Sun Belt 4:25 - Rare Seller Markets 5:24 - Tips for Buyers 5:55 - Tips for Sellers 6:28 - How to Tell Your Market 7:08 - Bottom Line & Outlook Alex Schult CA DRE License # 02236174 KW Spectrum Properties 📲 Text: 949-726-2601 📧 Email: aschult@kw.com #housingmarket2025 #buyersmarket #realestatetrends #mortgagerates #homebuyingadvice DISCLAIMER: This video content is intended for informational, educational, and entertainment purposes only. Neither Living in California nor Alex Schult is a registered financial advisor, attorney, or tax professional. While we have taken reasonable steps to ensure the accuracy of the information presented in this video, we cannot guarantee that it is free from errors or omissions. Any reliance you place on the information provided is strictly at your own risk. Additionally, your use of the Living in California YouTube channel and any communication through this platform, including but not limited to YouTube comments, emails, or messages, does not establish a formal business relationship with Alex Schult or Living in California. For specific advice related to your real estate, financial, or legal needs, we recommend consulting with a licensed professional in the relevant field.

Is it really a BUYER’S market in 2025? On paper, yes — sellers outnumber buyers by over 500,000 across the U.S. But here’s the catch… most buyers STILL can’t afford a home.

In this video, I’ll break down:
* The difference between a buyer’s market vs. a seller’s market
* Which cities favor buyers the most (Miami, Austin, Fort Lauderdale, and more)
*Where sellers still hold the upper hand (Northeast & Midwest metros)
*What buyers AND sellers should do right now to succeed
*How to tell which market you’re in

Even though the market favors buyers, affordability challenges, high mortgage rates, and rising insurance costs are keeping many people on the sidelines. If you’re thinking about buying or selling in 2025, this video will help you understand where you stand — and how to move forward.

Timestamps :

0:00 - Market Shift Intro
0:43 - Buyer vs. Seller Basics
2:23 - Affordability Roadblock
3:13 - Strong Buyer Markets: Sun Belt
4:25 - Rare Seller Markets
5:24 - Tips for Buyers
5:55 - Tips for Sellers
6:28 - How to Tell Your Market
7:08 - Bottom Line & Outlook

Alex Schult CA DRE License # 02236174 KW Spectrum Properties
📲 Text: 949-726-2601
📧 Email: aschult@kw.com

#housingmarket2025 #buyersmarket #realestatetrends #mortgagerates #homebuyingadvice

DISCLAIMER:
This video content is intended for informational, educational, and entertainment purposes only. Neither Living in California nor Alex Schult is a registered financial advisor, attorney, or tax professional. While we have taken reasonable steps to ensure the accuracy of the information presented in this video, we cannot guarantee that it is free from errors or omissions. Any reliance you place on the information provided is strictly at your own risk. Additionally, your use of the Living in California YouTube channel and any communication through this platform, including but not limited to YouTube comments, emails, or messages, does not establish a formal business relationship with Alex Schult or Living in California. For specific advice related to your real estate, financial, or legal needs, we recommend consulting with a licensed professional in the relevant field.

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YouTube Video VVVRbjFhblZiLWZpNU9UYzdVMVR6QVZ3Ljk1UU1kZ05adUg0

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