YouTube Video Channel

Housing affordability feels broken, but the reality is more complicated than most headlines suggest.

In this video, I break down two major housing stories that seem to contradict each other at first glance. On one hand, a growing share of homeowners are stuck with mortgage rates above 6%, limiting mobility and keeping inventory tight. On the other hand, new homebuyers are scoring the biggest discounts we’ve seen in more than a decade.

So what’s really happening in the housing market, and who does this moment actually benefit?

I take a look at the latest data from CNBC and Redfin to explain how mortgage rates, pricing strategies, and buyer leverage are reshaping affordability. Whether you’re thinking about buying, selling, or just trying to make sense of where the market is headed, this breakdown will help you understand the forces driving today’s housing market.

Timestamps :

0:00 – High rates, big discounts
1:24 – Rate lock-in problem
2:37 – Refinancing returns
3:06 – Buyers gain leverage
3:36 – Buyer-heavy market
4:16 – Condo discounts grow
4:32 – Two affordability realities
5:21 – Market rebalancing
5:48 – Smart moves now

#housingmarket #housingaffordability #mortgagerates #BuyerMarket #realestatenews

Alex Schult CA DRE License # 02236174 KW Spectrum Properties
📲 Text: 949-726-2601
📧 Email: aschult@kw.com

Living in California continues at LivingInCalifornia.com — city guides, cost-of-living breakdowns, and everything you need to know before you move.

More Real Estate Insights:

What is a Buyer's Agent? :
https://youtu.be/aYb3dJ-lqZk

Living in Anaheim: A-Z Guide on What to Expect :
https://youtu.be/1S4DJlbdF8w

DISCLAIMER:
This video content is intended for informational, educational, and entertainment purposes only. Neither Living in California nor Alex Schult is a registered financial advisor, attorney, or tax professional. While we have taken reasonable steps to ensure the accuracy of the information presented in this video, we cannot guarantee that it is free from errors or omissions. Any reliance you place on the information provided is strictly at your own risk. Additionally, your use of the Living in California YouTube channel and any communication through this platform, including but not limited to YouTube comments, emails, or messages, does not establish a formal business relationship with Alex Schult or Living in California. For specific advice related to your real estate, financial, or legal needs, we recommend consulting with a licensed professional in the relevant field.

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Thinking About Moving to Anaheim, California? Watch This First!

Is Anaheim the right place for you? In this episode of my California Cities series, I’m diving deep into the heart of Orange County to explore everything about living in Anaheim. Known as the home of Disneyland, Anaheim is actually so much more, from diverse neighborhoods and a robust job market to family-friendly amenities and year-round sunshine. Whether you're drawn by career opportunities in tourism and tech or looking for quality schools and suburban comfort, I'm covering everything you need to know about living in Anaheim.

In this video, I explore the real cost of living including housing prices and rental rates. I break down the best neighborhoods across the city including Anaheim Hills, the Platinum Triangle, and Central, East, and West Anaheim. I’ll talk about the job market and economic opportunities in tourism, hospitality, healthcare, and technology. I also examine transportation and commuting and recreational and cultural amenities from Oak Canyon Nature Center to the Anaheim Packing District.

Whether you're a young professional seeking urban living, a family prioritizing schools and safety, or someone looking for that perfect balance of suburban comfort with access to world-class entertainment and job opportunities, this video will help you decide if Anaheim is your next home.

Timestamps :

0:00 – Why Anaheim is unique
1:17 – People, climate, culture
2:45 – Choosing the right neighborhood
3:36 – Suburban vs. urban living
4:47 – Cost of living basics
5:51 – Jobs and economy
7:13 – Commute and transportation
7:58 – Lifestyle and amenities
8:40 – Is Anaheim right for you?

#anaheimcalifornia #LivingInAnaheim #movingtoorangecounty #CaliforniaCityGuide

Alex Schult CA DRE License # 02236174 KW Spectrum Properties
📲 Text: 949-726-2601
📧 Email: aschult@kw.com

More Real Estate Insights:

Living in San Diego: What You Need to Know :
https://youtu.be/OouWnIA7d7g

Living in Los Angeles, CA: What you Need to Know Before Moving :
https://youtu.be/jEe2_fudVvg

DISCLAIMER:
This video content is intended for informational, educational, and entertainment purposes only. Neither Living in California nor Alex Schult is a registered financial advisor, attorney, or tax professional. While we have taken reasonable steps to ensure the accuracy of the information presented in this video, we cannot guarantee that it is free from errors or omissions. Any reliance you place on the information provided is strictly at your own risk. Additionally, your use of the Living in California YouTube channel and any communication through this platform, including but not limited to YouTube comments, emails, or messages, does not establish a formal business relationship with Alex Schult or Living in California. For specific advice related to your real estate, financial, or legal needs, we recommend consulting with a licensed professional in the relevant field.

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Who really has your back when buying a home? A buyer’s agent represents you, advocates for your interests, and helps navigate the complex process of purchasing a property.

In this Two-Minute Tuesday episode, I break down what a buyer’s agent does, who typically pays them, why every buyer should consider working with one, and the common pitfalls to watch out for. Whether you’re a first-time homebuyer or an experienced investor, understanding the role of a buyer’s agent can save you time, stress, and money.

Alex Schult CA DRE License # 02236174 KW Spectrum Properties
📲 Text: 949-726-2601
📧 Email: aschult@kw.com

Timestamps :

0:00 – Who’s on your side
0:52 – Why buyer’s agents matter
1:31 – Who pays the agent
1:58 – Why not go solo
2:37 – Real value beyond paperwork
2:57 – Dual agency risks
3:27 – Strategic partner benefits
3:50 – Key takeaways
4:13 – California real estate help

#buyersagent #homebuyingadvice #realestate #firsttimehomebuyer #californiarealestate

More Real Estate Insights:

What is Dual Agency? :
https://youtu.be/YzwNGkP2Eec

What is Market Value? :
https://youtu.be/Tq3OxDfm_j8

DISCLAIMER:
This video content is intended for informational, educational, and entertainment purposes only. Neither Living in California nor Alex Schult is a registered financial advisor, attorney, or tax professional. While we have taken reasonable steps to ensure the accuracy of the information presented in this video, we cannot guarantee that it is free from errors or omissions. Any reliance you place on the information provided is strictly at your own risk. Additionally, your use of the Living in California YouTube channel and any communication through this platform, including but not limited to YouTube comments, emails, or messages, does not establish a formal business relationship with Alex Schult or Living in California. For specific advice related to your real estate, financial, or legal needs, we recommend consulting with a licensed professional in the relevant field.

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Is the housing market finally starting to turn, or is this just another false start?

This week’s Friday Real Estate Market Update breaks down the early signals emerging in the 2026 housing market. New listings are rising for the first time in months, mortgage rates are hovering near a critical level, and buyer demand is quietly building beneath the surface. But at the same time, homes are taking longer to sell, negotiations are back, and strategy matters more than speed.

In this video, I take a clear, data-driven look at what’s happening right now and what it means for buyers, sellers, and anyone watching the market. You’ll learn why mortgage rates around 6 percent matter more than small rate drops, how inventory growth is reshaping buyer behavior, and what today’s slower pace actually signals about the health of the market heading into spring.

Timestamps :

0:00 – Market momentum shift
1:10 – Why 6% rates matter
2:08 – Early demand signals
3:06 – Inventory is growing
4:01 – Homes selling slower
4:52 – Prices holding steady
5:30 – Buyer advantage explained
6:01 – Seller strategy matters
7:00 – Market recalibration takeaway

#realestatemarketupdates #mortgagerates2026 #housingmarkettrends #HomeBuyersAndSellers #realestatedata

Alex Schult CA DRE License # 02236174 KW Spectrum Properties
📲 Text: 949-726-2601
📧 Email: aschult@kw.com

More Real Estate Insights:

Living in San Diego: What You Need to Know :
https://youtu.be/OouWnIA7d7g

Friday Market Update: Why Pending Home Sales Just Fell 9% :
https://youtu.be/n24c9do_atA

DISCLAIMER:
This video content is intended for informational, educational, and entertainment purposes only. Neither Living in California nor Alex Schult is a registered financial advisor, attorney, or tax professional. While we have taken reasonable steps to ensure the accuracy of the information presented in this video, we cannot guarantee that it is free from errors or omissions. Any reliance you place on the information provided is strictly at your own risk. Additionally, your use of the Living in California YouTube channel and any communication through this platform, including but not limited to YouTube comments, emails, or messages, does not establish a formal business relationship with Alex Schult or Living in California. For specific advice related to your real estate, financial, or legal needs, we recommend consulting with a licensed professional in the relevant field.

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In this video, I take a deep dive into what it’s really like to live in America’s Finest City, from the amazing weather and beaches to real housing costs, neighborhood highlights, and lifestyle perks you won’t find in a typical city guide.

I’ll cover:

- Why San Diego’s climate and outdoor lifestyle are unlike anywhere else in the U.S.

- The neighborhoods you need to know, from Pacific Beach to La Jolla, North Park, Hillcrest, and more.

- Real housing costs for buyers and renters, plus tips for navigating the competitive market.

- Schools, safety, commute times, and job opportunities for families, professionals, and retirees.

- Who San Diego is best suited for and who might struggle with the cost of living.

Whether you’re relocating, considering buying a home, or just curious about life in Southern California, this video gives a realistic, comprehensive look at living in San Diego.

Timestamps :

0:00 – The San Diego Myth
1:14 – Why People Love It
2:06 – Geography & Lifestyle
3:04 – Weather Advantage
4:47 – Housing Reality
6:27 – True Cost of Living
7:30 – Best Neighborhoods
8:34 – Schools & Jobs
9:42 – Who It’s For

#livinginsandiego #SanDiegoCostOfLiving #sandiegorealestate #movingtosandiego #californialifestyle

Relevant Links:
Check out my complete guide to Living in San Diego: https://www.livingincalifornia.com/living-in-san-diego-an-honest-look-at-life-in-americas-favorite-coastal-city/

Alex Schult CA DRE License # 02236174 KW Spectrum Properties
📲 Text: 949-726-2601
📧 Email: aschult@kw.com

More Real Estate Insights:

Friday Market Update: Why Pending Home Sales Just Fell 9% :
https://youtu.be/n24c9do_atA

What is Dual Agency? :
https://youtu.be/YzwNGkP2Eec

DISCLAIMER:
This video content is intended for informational, educational, and entertainment purposes only. Neither Living in California nor Alex Schult is a registered financial advisor, attorney, or tax professional. While we have taken reasonable steps to ensure the accuracy of the information presented in this video, we cannot guarantee that it is free from errors or omissions. Any reliance you place on the information provided is strictly at your own risk. Additionally, your use of the Living in California YouTube channel and any communication through this platform, including but not limited to YouTube comments, emails, or messages, does not establish a formal business relationship with Alex Schult or Living in California. For specific advice related to your real estate, financial, or legal needs, we recommend consulting with a licensed professional in the relevant field.

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What is dual agency in real estate and is it something buyers and sellers should avoid or consider?

In this Two-Minute Tuesday episode, I break down what dual agency really means, how it works, and the pros and cons every buyer and seller should understand before agreeing to it. You’ll learn when dual agency can make sense, when it can create limitations, and why knowing your level of representation matters more than most people realize.

This video is designed to help buyers and sellers make informed real estate decisions with clarity and confidence, not assumptions! As always, talk with your Realtor to understand how dual agency works in your state and whether it’s right for your specific situation.

Timestamps :

0:00 – Dual Agency
0:40 – Why It’s Controversial
0:47 – Definition & Legality
1:04 – Agent’s Neutral Role
1:28 – Possible Benefits
1:51 – Major Drawbacks
2:28 – When It Makes Sense
2:47 – Comfort Without Advocacy
3:17 – Talk to Your Realtor

#DualAgency #realestateeducation #homebuyingadvice #RealEstateAgentAdvice #buyersandsellers

Alex Schult CA DRE License # 02236174 KW Spectrum Properties
📲 Text: 949-726-2601
📧 Email: aschult@kw.com

More Real Estate Insights:

What is Market Value? :
https://youtu.be/Tq3OxDfm_j8

What is Lien? :
https://youtu.be/aWSA6N14omY

DISCLAIMER:
This video content is intended for informational, educational, and entertainment purposes only. Neither Living in California nor Alex Schult is a registered financial advisor, attorney, or tax professional. While we have taken reasonable steps to ensure the accuracy of the information presented in this video, we cannot guarantee that it is free from errors or omissions. Any reliance you place on the information provided is strictly at your own risk. Additionally, your use of the Living in California YouTube channel and any communication through this platform, including but not limited to YouTube comments, emails, or messages, does not establish a formal business relationship with Alex Schult or Living in California. For specific advice related to your real estate, financial, or legal needs, we recommend consulting with a licensed professional in the relevant field.

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Pending home sales just dropped more than 9% even with lower mortgage rates. So what’s really going on in the housing market right now?

In this week’s Friday Market Update, I break down the latest housing data and explain why contract signings slowed in December, what’s holding buyers back, and why inventory (not interest rates!) may be the real story. We’ll look at what the current market conditions mean for buyers, sellers, and investors, and why some cities are still seeing strong demand despite the seasonal slowdown.

You’ll also learn:

• Why closed sales rose while pending sales fell
• How tight inventory is shaping buyer behavior
• What to watch as we move toward the spring market
• Which U.S. markets are defying national trends

If you’re thinking about buying, selling, or investing in real estate or just want to stay informed, this update will help you understand what the headlines actually mean and how they may impact your next move.

Timestamps :

0:00 – Market Drop Explained
1:16 – Pending Sales vs Closings
2:08 – Inventory Is the Issue
2:39 – Seasonal Slowdown
3:22 – Buyers, Sellers, Investors
4:28 – Hot Markets Still Growing
5:05 – What 2026 Looks Like

#realestatemarketupdate #housingmarket2026 #PendingHomeSales #housinginventory #mortgagerates

Alex Schult CA DRE License # 02236174 KW Spectrum Properties
📲 Text: 949-726-2601
📧 Email: aschult@kw.com

More Real Estate Insights:

Living in Los Angeles, CA: What you Need to Know Before Moving :
https://youtu.be/jEe2_fudVvg

Friday Market Update -Mortgage Rates Just Dipped — What That Means for Buyers & Homeowners Right Now :
https://youtu.be/3sChhUSkyNw

DISCLAIMER:
This video content is intended for informational, educational, and entertainment purposes only. Neither Living in California nor Alex Schult is a registered financial advisor, attorney, or tax professional. While we have taken reasonable steps to ensure the accuracy of the information presented in this video, we cannot guarantee that it is free from errors or omissions. Any reliance you place on the information provided is strictly at your own risk. Additionally, your use of the Living in California YouTube channel and any communication through this platform, including but not limited to YouTube comments, emails, or messages, does not establish a formal business relationship with Alex Schult or Living in California. For specific advice related to your real estate, financial, or legal needs, we recommend consulting with a licensed professional in the relevant field.

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Thinking About Moving to Los Angeles, California? Watch This First!

Is LA the right place for you? In this episode of my California Cities series, I’m taking a comprehensive look at the City of Angels from the beaches of Santa Monica to the hills of Silver Lake. Whether you're drawn by career opportunities in entertainment and tech or dreaming of that year-round sunshine, I'm covering everything you need to know about living in Los Angeles.

In this video, I’ll explore the real cost of living including housing, utilities, and daily expenses. I break down various neighborhoods across the city and talk about navigating LA's legendary traffic. You’ll also learn what to expect for commute times, the weather, and environmental factors like wildfire risks.

Of course, we’ll talk about real estate too. The median home value in Los Angeles ranges from $879,000 to $920,000, with average rent around $2,700 to $2,800 per month. It isn’t cheap, that’s for sure, but despite the cost, many Los Angelinos report being quite happy here.

Whether you're a young professional in entertainment or tech, a family prioritizing diverse neighborhoods and lifestyle options, or someone seeking that quintessential Southern California experience, this video will help you decide if Los Angeles is your next home!

Related links:
Living in Los Angeles, CA: A Complete Guide to the Southern California Lifestyle - https://www.livingincalifornia.com/living-in-los-angeles-ca-a-complete-guide-to-the-southern-california-lifestyle/

Timestamps :

0:00 – Life in Los Angeles
0:44 – A City of Contrasts
2:02 – Cost of Living Reality
3:48 – Neighborhood Breakdown
5:50 – Traffic & Commutes
6:29 – Schools & Families
7:05 – Weather & Climate
8:17 – Risks to Consider
8:44 – Who LA Is For

#livinginlosangeles #movingtolosangeles #LosAngelesCostOfLiving #LAneighborhoods #LifeInSouthernCalifornia

Alex Schult CA DRE License # 02236174 KW Spectrum Properties
📲 Text: 949-726-2601
📧 Email: aschult@kw.com

More Real Estate Insights:

Friday Market Update -Mortgage Rates Just Dipped — What That Means for Buyers & Homeowners Right Now :
https://youtu.be/3sChhUSkyNw

Living in Irvine, CA: What You Need to Know Before Moving :
https://youtu.be/9AvsDiwHdYg

DISCLAIMER:
This video content is intended for informational, educational, and entertainment purposes only. Neither Living in California nor Alex Schult is a registered financial advisor, attorney, or tax professional. While we have taken reasonable steps to ensure the accuracy of the information presented in this video, we cannot guarantee that it is free from errors or omissions. Any reliance you place on the information provided is strictly at your own risk. Additionally, your use of the Living in California YouTube channel and any communication through this platform, including but not limited to YouTube comments, emails, or messages, does not establish a formal business relationship with Alex Schult or Living in California. For specific advice related to your real estate, financial, or legal needs, we recommend consulting with a licensed professional in the relevant field.

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What does “market value” really mean in real estate, and why is it so often confused with list price or appraised value?

In this Two-Minute Tuesday episode, I break down how market value is actually determined, what factors influence it, and why relying on the wrong number can cost buyers and sellers time, money, or leverage. If you’ve ever wondered why a home sells above asking price, or why an appraisal comes in lower than expected, this video will make it all click.

This quick, plain-English breakdown is designed to help buyers, sellers, and investors make more informed real estate decisions with confidence.

Timestamps :

0:00 – Pricing confusion
0:56 – Market value defined
1:25 – Comps matter
1:48 – Supply & demand
2:08 – Condition & appeal
2:35 – List vs. appraisal
3:36 – Value changes over time
3:59 – Buyer behavior
4:18 – Talk to a realtor

#marketvalues #RealEstatePricing #homebuyingadvice #realestateeducation #housingmarketinsights

Alex Schult CA DRE License # 02236174 KW Spectrum Properties
📲 Text: 949-726-2601
📧 Email: aschult@kw.com

More Real Estate Insights:

Friday Market Update -Mortgage Rates Just Dipped — What That Means for Buyers & Homeowners Right Now :
https://youtu.be/3sChhUSkyNw

Living in Irvine, CA: What You Need to Know Before Moving :
https://youtu.be/9AvsDiwHdYg

DISCLAIMER:
This video content is intended for informational, educational, and entertainment purposes only. Neither Living in California nor Alex Schult is a registered financial advisor, attorney, or tax professional. While we have taken reasonable steps to ensure the accuracy of the information presented in this video, we cannot guarantee that it is free from errors or omissions. Any reliance you place on the information provided is strictly at your own risk. Additionally, your use of the Living in California YouTube channel and any communication through this platform, including but not limited to YouTube comments, emails, or messages, does not establish a formal business relationship with Alex Schult or Living in California. For specific advice related to your real estate, financial, or legal needs, we recommend consulting with a licensed professional in the relevant field.

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