The Ultimate Guide to Moving to California [Updated for 2026]

Thinking about moving to California in 2025? You’re not alone. Every year, thousands of people from across the country — and around the world — make the move to the Golden State, drawn by its unparalleled combination of natural beauty, economic opportunity, and cultural vibrancy. I personally made the move back in 1997, and while the transition came with its challenges, the rewards of living in California have been undeniable.

California has a reputation for being larger than life, and for good reason. From the towering redwoods of Northern California to the sun-soaked beaches of Southern California, the state offers an astonishing variety of landscapes, climates, and lifestyles. It’s a place where you can ski in the morning, surf in the afternoon, and catch a world-class concert or museum exhibit in the evening, all without leaving the state. Beyond the scenery, California boasts a booming economy with a wide variety of industries, from tech and entertainment to healthcare, renewable energy, and agriculture. The Golden State is also at the forefront of innovation, sustainability, and cultural trends, making it a magnet for ambitious professionals, creatives, and families alike.

But California isn’t just about glitz and glamour; it’s a state of contrasts. While the opportunities and lifestyle perks are undeniable, moving here requires thoughtful planning. Housing costs, taxes, and day-to-day expenses are higher than the national average, and navigating bureaucracy can sometimes feel overwhelming. Yet, with proper preparation, understanding the nuances of different regions, and realistic expectations, relocating to California can be a life-changing move that offers both adventure and stability.

This guide is designed to give you a comprehensive overview of what it means to move to California in 2025. From the cost of living and housing options to job markets, DMV tips, and choosing the right city for your lifestyle, we’ll cover everything you need to know to make your relocation as smooth as possible. Whether you’re drawn to urban excitement, coastal tranquility, or mountain adventures, you’ll find practical insights and firsthand advice to help you make informed decisions and start your California chapter on the right foot.

By the end of this guide, you’ll have a clear understanding of the state’s opportunities and challenges, and a framework for planning your move so that it aligns with your financial, professional, and personal goals. California is a place of endless possibilities, but success here often comes to those who are prepared, flexible, and intentional about the choices they make.

Table of Contents

Why Move to California in 2025?

mom and daughter at a california beach

California isn’t just palm trees and movie stars — it’s a diverse, opportunity-rich state with something for almost everyone. From tech jobs in the Bay Area to the laid-back beach lifestyle of San Diego, California offers an unmatched combination of innovation, natural beauty, and cultural vibrancy. Whether you’re drawn by the towering redwoods of the north, the desert serenity of Joshua Tree, or the thriving food scenes in cities like Los Angeles and Sacramento, California delivers a lifestyle that’s hard to replicate.

In 2025, the Golden State continues to attract a wide variety of newcomers, including:

  • Remote workers in search of a better work-life balance, often trading cramped apartments elsewhere for ocean views or mountain towns with more breathing room.

  • Climate-conscious individuals seeking to live in a state leading the way on renewable energy, electric vehicles, and environmental protections.

  • Artists and entrepreneurs who thrive in California’s creative areas, whether it’s the startup culture of Silicon Valley or the art and entertainment scenes of LA and San Francisco.

  • Families who value strong public schools, outdoor recreation, and access to renowned universities and healthcare systems.

But California isn’t for everyone — at least not without some planning. Affordability remains a major concern, with housing costs and taxes often higher than the national average. And yes, the bureaucracy can be frustrating, whether you’re registering a car or navigating building permits. That’s where this guide comes in: to help you make informed decisions, avoid common pitfalls, and find your place in one of the most dynamic states in the country.

Understanding the Cost of Living

California has a reputation for being expensive — and for good reason. While the cost of living can be steep, especially in high-demand urban centers like San Francisco, Los Angeles, and San Diego, it’s not uniform across the state. Smaller cities, inland areas, and some coastal towns offer a more affordable lifestyle, but it’s important to understand what drives the higher costs so you can budget wisely.

Here’s a breakdown of the key factors:

  • Housing: This is by far the biggest expense for most Californians. In major cities and popular coastal areas, renters can expect to pay anywhere from $2,000 to $3,500 per month for a modest one- to two-bedroom apartment. In some high-demand neighborhoods, prices can go even higher. However, move inland — to places like Sacramento, Fresno, or Riverside — and you’ll find more competitive rents and even opportunities for homeownership at relatively lower price points.

  • Utilities: California’s climate helps keep heating and cooling costs somewhat moderate compared to colder or more humid states. Still, you should plan to spend around $150 to $250 per month on essentials like electricity, water, natural gas, trash, and internet. Costs can vary depending on your region and usage, especially during peak summer months in hotter inland areas.

  • Gas & Transportation: California consistently ranks as one of the most expensive states for gas, largely due to state taxes and environmental regulations. As of 2025, gas prices can range from $4.50 to $6.00 per gallon, depending on location. In urban areas, many residents rely on public transportation or biking to offset the cost, while electric vehicle incentives are encouraging a shift away from gas altogether.

  • Groceries: Expect to spend 15–20% more than the national average on food. While you’ll find incredible access to fresh produce, organic goods, and specialty items (especially in agricultural regions and cities with diverse food cultures), those perks come with a price tag. Shopping at farmer’s markets or discount grocers can help stretch your budget.

While the cost of living in California may feel daunting, many residents find the lifestyle, climate, and career opportunities well worth the expense. Still, it’s essential to research your target area, understand your financial situation, and make a plan that balances affordability with the California lifestyle you’re aiming to enjoy. When considering a move, it’s also helpful to explore the best cities for families in California, as they often offer excellent schools, parks, and community resources. Additionally, engaging with local forums or groups can provide valuable insights and firsthand experiences from current residents. Ultimately, finding the right balance between budget and lifestyle can lead to a fulfilling life in this vibrant state. Some of the best cities in California also feature diverse cultural scenes, outdoor activities, and a strong sense of community. By prioritizing what matters most to you—be it education, recreation, or job opportunities—you can narrow down your options and find a place that aligns with your values. Embracing the unique aspects of these cities can greatly enhance your California experience.

Keep Reading: Living in California: Pros and Cons Uncovered

Renting vs. Buying in California

renting vs buying in california

Not sure if you should rent or buy? You’re not alone. In 2025, this decision is more complicated than ever. While historically low mortgage rates are a thing of the past, home prices in many parts of California remain high — and elevated interest rates are making monthly payments even steeper. At the same time, rents continue to climb in most urban areas due to housing shortages and high demand.

So which option makes more sense? It depends on your financial situation, lifestyle goals, and how long you plan to stay in one place. Here’s a closer look at the pros of each:

Pros of Renting:

  • Flexibility to move: Renting gives you the freedom to relocate without the hassle of selling a home. This is especially valuable if you’re unsure about the area, plan to change jobs, or simply want to try out California living before committing long-term.

  • Lower upfront costs: Renting typically requires only a security deposit and first month’s rent — far less than the down payment, closing costs, and other expenses associated with buying a home. This can help you stay more liquid and financially agile, especially during uncertain economic times.

Pros of Buying:

  • Long-term investment: Owning a home allows you to build equity over time, which can be a powerful wealth-building tool. Even with higher interest rates, locking in a fixed mortgage can be more cost-effective in the long run — especially if home values continue to rise.

  • Stability: Owning a home gives you more control over your housing situation. You’re protected from rent hikes, and in some areas with rent control, owning may actually be more predictable long-term. Plus, you can renovate and personalize your space however you like.

Ultimately, the right choice depends on your priorities. Renting may offer short-term convenience, while buying offers potential long-term rewards. California’s housing market is challenging — but with the right strategy, it’s possible to make a smart move that fits both your budget and your lifestyle.

Keep Reading: Should You Rent or Buy in California First?

Best Places to Live in California (By Lifestyle)

From city life to small-town charm, here’s a quick snapshot:

  • For Families: Irvine, Folsom, Thousand Oaks
  • For Remote Workers: San Luis Obispo, Santa Cruz, Sacramento
  • For Affordability: Bakersfield, Redding, Merced
  • For Outdoorsy Types: Santa Barbara, Truckee, Ojai

Keep Reading: What to Know When Buying Your First Home in California

Job Market & Remote Work

Riverside, CA

California remains a tech, healthcare, and entertainment powerhouse. However, remote work continues to shake things up.

Top Hiring Industries in 2025:

  • Tech & AI
  • Healthcare
  • Renewable Energy
  • Logistics & Warehousing

Remote Worker Perks:

  • Co-working spaces in mid-size towns
  • Better home-office options outside major metros

Keep Reading: What is Mello-Roos? Everything You Need to Know About This California Tax

Navigating the DMV as a New Resident

The California DMV doesn’t have the best rep — but with preparation, it’s manageable.

Must-dos Within 10 Days of Moving:

  • Get a California driver’s license
  • Register your vehicle
  • Update your voter registration

Insider tip: Make appointments online and avoid lunch hours.

Taxes & Healthcare

California has a progressive income tax system — meaning the more you make, the more you pay. But it also has excellent healthcare options and social services.

  • Income Tax: Up to 13.3% (top bracket)
  • Sales Tax: Around 7.25%–10.5% depending on city
  • Health Coverage: Covered California marketplace is robust

Moving Logistics: Timing, Budget, Checklist

moving truck in california

Best Time to Move: Spring or Fall — mild weather and lower rental competition

Moving Budget:

  • DIY Truck Rental: $1,500–$3,000 (cross-country)
  • Full-Service Movers: $5,000–$10,000+

Checklist Includes:

  • Secure housing
  • Transfer utilities
  • Update insurance
  • Notify IRS/USPS

Pros & Cons of Living in California

Pros of Living in California

Weather
California is famous for its mild, sunny climate, particularly in coastal areas. Whether it’s the Mediterranean-like weather of Los Angeles, the temperate coastal breezes of San Diego, or the mild winters in Sacramento, the state allows for outdoor activities year-round. Even inland areas, while hotter in summer, offer dry and sunny days that many residents find appealing compared to the harsh winters of other states.

Diversity
California is one of the most culturally and ethnically diverse states in the U.S. This diversity is reflected in vibrant neighborhoods, culinary experiences, festivals, and arts. From Chinatown in San Francisco to Little Ethiopia in Los Angeles, you can experience cultures from around the world without leaving the state, which also fosters a welcoming environment for newcomers.

Access to World-Class Nature and Recreation
From mountains and deserts to beaches and forests, California offers unmatched outdoor opportunities. Residents can surf in the morning, hike in the afternoon, and ski or snowboard in the mountains by evening. National parks like Yosemite, Sequoia, and Joshua Tree are within reach of most urban centers, making weekend adventures both convenient and inspiring.

Career Opportunities
California is home to booming industries including technology, healthcare, entertainment, renewable energy, and agriculture. Cities like San Francisco, Los Angeles, and San Diego are global hubs that attract talent from around the world, providing ample opportunities for professional growth and networking. Even smaller cities and inland areas are seeing growth in remote work and startup opportunities.

Lifestyle Variety
The state caters to nearly every lifestyle preference. You can enjoy cosmopolitan urban living in Los Angeles or San Francisco, embrace small-town charm in places like Ojai or Truckee, or live in vibrant coastal college towns like Santa Cruz. This variety allows newcomers to find a community that aligns with their personal values, career needs, and recreational interests.

Cons of Living in California

Cost of Living
California’s cost of living is among the highest in the country, especially in coastal cities. Housing is the primary contributor, with monthly rents and home prices often far exceeding national averages. Taxes, groceries, and utilities also tend to be higher, which requires careful budgeting and financial planning for many newcomers.

Traffic and Transportation
California is notorious for heavy traffic, particularly in Los Angeles, San Diego, and the Bay Area. Long commutes can impact work-life balance and add stress to daily routines. Public transportation is limited outside major urban centers, so owning a car is often essential — along with the costs of insurance, maintenance, and parking.

Regulatory and Bureaucratic Challenges
California has strict regulations in areas such as housing, business operations, and environmental standards. For newcomers, this can mean longer wait times for permits, vehicle registration, or navigating DMV appointments. While these regulations often exist for important reasons, they can be frustrating for those unfamiliar with local procedures.

Natural Disasters
California is prone to natural events like wildfires, earthquakes, and occasional floods. Residents need to be prepared with emergency plans, insurance coverage, and awareness of evacuation routes. While these risks are manageable, they are an important consideration when choosing where to live.

Income Inequality
While high-paying jobs exist, particularly in tech and entertainment, income disparity is noticeable in many areas. Living in high-cost regions on a modest salary can be challenging, and newcomers may need to make trade-offs in housing or lifestyle to manage expenses effectively.

FAQs

couple at golden gate bridge

Q: Can I afford to live in California on a $70K/year salary?
A: It depends heavily on where you plan to live. Coastal cities like San Francisco, Los Angeles, and San Diego are expensive — $70K may cover rent for a modest one-bedroom, but you’ll need to budget carefully for groceries, transportation, and utilities. Inland or Northern California cities like Sacramento, Bakersfield, Redding, or Fresno are more affordable, and $70K can go further there, potentially supporting a small family. Sharing housing or living slightly outside city centers can also stretch your budget significantly.

Q: Do I need a car in California?
A: In most areas, yes. Public transit exists in cities like San Francisco, Los Angeles, and San Diego, but it’s often limited in suburban or rural areas. Owning a car gives you flexibility and access to California’s vast outdoor opportunities. In some metro areas, bike commuting or ride-sharing can work, but plan for parking costs, gas, and insurance if you go that route. Electric vehicle incentives are worth exploring if you want to save on gas long-term.

Q: How long does it take to get a California driver’s license?
A: As a new resident, you must apply for a California driver’s license within 10 days of moving. The process can take anywhere from a few hours to a few weeks, depending on appointment availability. Scheduling online in advance, bringing all required documents (proof of residency, Social Security number, and current license), and arriving early can make the process much smoother.

Q: What’s the first thing I should do after arriving in California?
A: Secure a permanent address, then immediately handle DMV-related tasks such as transferring your vehicle registration, obtaining a California driver’s license, and updating your voter registration. Next, set up utilities and internet service, and notify your bank, insurance, and other institutions about your new address. Early organization prevents headaches down the road.

Q: Which California city is best for families?
A: Some of the top family-friendly cities include Irvine, Folsom, and Thousand Oaks. These areas offer strong public schools, safe neighborhoods, abundant parks, and family-oriented amenities. If you prefer more affordable options, mid-sized cities like Roseville, Santa Clarita, or Rocklin can also provide good schools and community resources without the extreme cost of coastal metros.

Q: How can I save money on housing?
A: Consider moving slightly inland or to smaller towns, where home prices and rents are lower. Sharing a home or apartment can significantly reduce costs. If buying, research neighborhoods outside the city center and explore state or city first-time buyer programs. Renting first can also give you a feel for different areas before committing to a purchase.

Q: Are remote jobs common in California?
A: Yes, remote work is widely accepted, especially in tech, creative industries, and administrative roles. Cities like San Luis Obispo, Sacramento, and Santa Cruz have seen a surge of remote workers taking advantage of more affordable housing and access to co-working spaces. Hybrid arrangements are also popular, giving you flexibility while remaining connected to California’s major economic hubs.

Q: Is California safe for newcomers?
A: Like any state, safety varies by region. Urban areas can have higher crime rates, but many neighborhoods are very safe and family-friendly. Research local crime statistics, talk to residents, and consider your priorities regarding schools, parks, and community resources. California also has excellent emergency services and disaster preparedness programs, which are worth reviewing before moving.

Final Thoughts

Moving to California is a big decision — financially, logistically, and emotionally — but it can also be one of the most rewarding moves you’ll ever make. The state offers an unmatched blend of natural beauty, cultural diversity, career opportunities, and lifestyle variety, making it a destination where almost anyone can find their niche. Whether your goal is to advance your career in Silicon Valley, soak up the sun on Southern California beaches, embrace a wellness-focused lifestyle in smaller towns, or simply enjoy milder winters, California provides an environment where those dreams are possible.

That said, success in California requires realistic expectations and careful planning. It’s not just about packing up and heading west; it’s about choosing the right region for your budget, values, and long-term goals. Affordability varies widely depending on location, from high-demand coastal cities like San Francisco and Los Angeles to more accessible inland or Northern California towns. Understanding housing costs, taxes, and the overall cost of living is essential before signing a lease or mortgage. Similarly, becoming familiar with local services, healthcare options, and transportation logistics can save you time, stress, and money.

Preparation also means doing your homework on lifestyle fit. Each region offers a distinct culture, pace of life, and set of amenities. Families may prioritize top-rated schools and parks, while remote workers may seek quiet towns with reliable internet and affordable housing. Outdoor enthusiasts might favor proximity to mountains, beaches, or desert landscapes. By assessing your priorities, visiting potential neighborhoods, and speaking with locals, you can make a move that feels less like a leap and more like a strategic, exciting step forward.

Finally, remember that patience and flexibility are key. California isn’t going anywhere, and sometimes the ideal home, job, or neighborhood takes a little time to line up. Take the opportunity to test-drive different areas, explore local communities, and ease into the California lifestyle gradually. With thoughtful planning, persistence, and an open mind, your move can be more than just a relocation — it can be the start of an entirely new chapter filled with growth, adventure, and opportunity.

California can be challenging, yes, but it also rewards those who approach it with preparation, curiosity, and resilience. Use this guide as a foundation, supplement it with your own research, and embrace the journey. The Golden State has a way of shaping people, careers, and families in ways that are hard to replicate anywhere else. Here’s to your next big adventure — your California dream is waiting, and with the right approach, it can become your new reality!

Disclaimer

This article is intended to provide general information and insights related to real estate and utility management. It is for informational and entertainment purposes only and should not be considered professional, financial, or legal advice. Individual circumstances vary, and readers are encouraged to consult with a qualified professional before making decisions regarding home purchases, utility management, or other financial matters.

Sean Eliott
Sean Eliott
I've been a contributor to Living in California since its launch, bringing over a decade of real estate experience to the table. My journey began in 2013 as a freelance writer for local real estate agencies, where I developed a passion for exploring market trends, home financing, and the ins and outs of the industry. Over the years, my role has expanded to include real estate marketing and transaction coordination. I’m a dedicated researcher who enjoys diving deep into the real estate world and sharing insights that help buyers, sellers, and agents navigate the dynamic housing market in California and beyond.

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Who really has your back when buying a home? A buyer’s agent represents you, advocates for your interests, and helps navigate the complex process of purchasing a property.

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