Buying a home is exciting, but what if someone showed up months later claiming they still own your house? That’s where title insurance comes in! In this week’s Two-Minute Tuesday, I break down exactly what title insurance is, why you need it, and how it protects you from ownership headaches you didn’t even know existed.
You’ll learn :
- what title insurance actually covers (in plain English),
- Explore real-life examples of problems it can solve,
and get insights into the difference between lender’s and owner’s policies—and why both matter.
In other words, this quick video will help you understand why skipping title insurance is a risk you don’t want to take no matter if you’re a first-time homebuyer or you’ve done it dozens of times.
Timestamps:
0:00 – Imagine the nightmare
0:23 – Welcome to 2-Minute Tuesday
0:51 – What is title insurance? Explained simply
1:20 – Real-world examples: liens, unpaid bills, heirs, fraud
1:52 – Title search vs title insurance: what’s the difference?
2:18 – Lender’s policy vs owner’s policy
2:29 – Why buyers need to understand title insurance coverage
#titleinsurance #homebuyingadvice #realestate #HomebuyerProtection #closingcosts
More Two-Minute Tuesday Answers You’ll Love:
What Is a 1031 Exchange? | 2 Minute Tuesday Real Estate Breakdown : https://youtu.be/Fn6t3MumD7Q
What is a Pocket Listing, and Why Would You Do It? | Two-Minute Tuesday : https://youtu.be/27OfagqBfHc
Alex Schult CA DRE License # 02236174 KW Spectrum Properties
📲 Text: 949-726-2601
📧 Email: aschult@kw.com
DISCLAIMER:
This video content is intended for informational, educational, and entertainment purposes only. Neither Living in California nor Alex Schult is a registered financial advisor, attorney, or tax professional. While we have taken reasonable steps to ensure the accuracy of the information presented in this video, we cannot guarantee that it is free from errors or omissions. Any reliance you place on the information provided is strictly at your own risk. Additionally, your use of the Living in California YouTube channel and any communication through this platform, including but not limited to YouTube comments, emails, or messages, does not establish a formal business relationship with Alex Schult or Living in California. For specific advice related to your real estate, financial, or legal needs, we recommend consulting with a licensed professional in the relevant field.
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Why You Need Title Insurance: 2 Minute Tuesday