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Are home prices finally coming down? The answer is yes—in some markets—but the bigger story is a lot more interesting. In this video, we break down the latest data showing where home prices are falling, where they’re still climbing, and what it all means for buyers, sellers, and first-time homebuyers. We’ll look at regional market trends (hello, Northeast & Midwest!), affordability challenges, record-low first-time buyer numbers, and the strongest—and priciest—housing markets in the country. My goal? To translate the headlines into real-world insight so you can feel smarter, more informed, and better prepared to make decisions in today’s market. Key takeaways we cover: • 23% of U.S. markets saw price declines • The South & West are seeing the most price drops • The Northeast & Midwest are still appreciating fast • Average mortgage payments, affordability pressure, and first-time buyer hurdles • The most expensive real estate markets in the U.S. • What this actually means if you're thinking about buying or selling Whether you're house hunting, selling, investing, or just watching the market, this one’s for you. If you like real estate data explained without the confusion (or the fluff), be sure to LIKE, SUBSCRIBE, and hit the notification bell! Timestamps : 0:00 – Intro 0:28 – Home Prices Falling in Some Areas 1:31 – South & West See Declines 2:11 – Northeast & Midwest Stay Strong 2:48 – National Price and Wealth Trends 3:26 – Mortgage Rates & Affordability 4:02 – First-Time Buyer Struggles 4:49 – Is the Market Shifting? 5:27 – Most Expensive U.S. Markets 5:58 – Advice #realestatemarketupdates #homeprices2025 #housingaffordability #USHousingTrends #realestateinsights Alex Schult CA DRE License # 02236174 KW Spectrum Properties 📲 Text: 949-726-2601 📧 Email: aschult@kw.com 🎥 Videos You May Like Mortgage Rates Just Hit a 3-Year Low : https://youtu.be/xqw9bIfmMPc Should You Buy a Fixer-Upper or Move-In Ready Home? : https://youtu.be/bOase0AanLc DISCLAIMER: This video content is intended for informational, educational, and entertainment purposes only. Neither Living in California nor Alex Schult is a registered financial advisor, attorney, or tax professional. While we have taken reasonable steps to ensure the accuracy of the information presented in this video, we cannot guarantee that it is free from errors or omissions. Any reliance you place on the information provided is strictly at your own risk. Additionally, your use of the Living in California YouTube channel and any communication through this platform, including but not limited to YouTube comments, emails, or messages, does not establish a formal business relationship with Alex Schult or Living in California. For specific advice related to your real estate, financial, or legal needs, we recommend consulting with a licensed professional in the relevant field.

Are home prices finally coming down? The answer is yes—in some markets—but the bigger story is a lot more interesting.

In this video, we break down the latest data showing where home prices are falling, where they’re still climbing, and what it all means for buyers, sellers, and first-time homebuyers. We’ll look at regional market trends (hello, Northeast & Midwest!), affordability challenges, record-low first-time buyer numbers, and the strongest—and priciest—housing markets in the country.

My goal? To translate the headlines into real-world insight so you can feel smarter, more informed, and better prepared to make decisions in today’s market.

Key takeaways we cover:

• 23% of U.S. markets saw price declines
• The South & West are seeing the most price drops
• The Northeast & Midwest are still appreciating fast
• Average mortgage payments, affordability pressure, and first-time buyer hurdles
• The most expensive real estate markets in the U.S.
• What this actually means if you're thinking about buying or selling

Whether you're house hunting, selling, investing, or just watching the market, this one’s for you.

If you like real estate data explained without the confusion (or the fluff), be sure to LIKE, SUBSCRIBE, and hit the notification bell!

Timestamps :

0:00 – Intro
0:28 – Home Prices Falling in Some Areas
1:31 – South & West See Declines
2:11 – Northeast & Midwest Stay Strong
2:48 – National Price and Wealth Trends
3:26 – Mortgage Rates & Affordability
4:02 – First-Time Buyer Struggles
4:49 – Is the Market Shifting?
5:27 – Most Expensive U.S. Markets
5:58 – Advice

#realestatemarketupdates #homeprices2025 #housingaffordability #USHousingTrends #realestateinsights

Alex Schult CA DRE License # 02236174 KW Spectrum Properties
📲 Text: 949-726-2601
📧 Email: aschult@kw.com

🎥 Videos You May Like

Mortgage Rates Just Hit a 3-Year Low : https://youtu.be/xqw9bIfmMPc

Should You Buy a Fixer-Upper or Move-In Ready Home? : https://youtu.be/bOase0AanLc

DISCLAIMER:
This video content is intended for informational, educational, and entertainment purposes only. Neither Living in California nor Alex Schult is a registered financial advisor, attorney, or tax professional. While we have taken reasonable steps to ensure the accuracy of the information presented in this video, we cannot guarantee that it is free from errors or omissions. Any reliance you place on the information provided is strictly at your own risk. Additionally, your use of the Living in California YouTube channel and any communication through this platform, including but not limited to YouTube comments, emails, or messages, does not establish a formal business relationship with Alex Schult or Living in California. For specific advice related to your real estate, financial, or legal needs, we recommend consulting with a licensed professional in the relevant field.

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YouTube Video VVVRbjFhblZiLWZpNU9UYzdVMVR6QVZ3Lnd0T2JwR3dtY00w

Are Home Prices Finally Falling?

Ever wonder what that "Days on Market" number actually tells you about a home? Whether you're buying or selling, understanding DOM can give you a serious advantage in real estate negotiations. In this week's Two-Minute Tuesday, I break down what Days on Market (DOM) actually measures, what a low DOM vs. high DOM means for buyers, and why sellers need to pay attention to this number from day one. I’ll also explore how to know what's "normal" for your local market! This number can reveal whether a home is priced right, how much competition you're facing, or if you have room to negotiate. It's one of those simple metrics that tells a big story if you know how to read it. Timestamps : 0:00 – Welcome 0:34 – What Is DOM 1:12 – Why It Matters 1:24 – Low vs. High DOM 1:57 – Buyer Tips 2:04 – Seller Advice 2:44 – DOM Reset Trick 3:02 – Good DOM Range 3:27 – Key Takeaway 4:00 – Contact Info #daysonmarket #homebuyingguide #selleradvice #realestateeducation Alex Schult CA DRE License # 02236174 KW Spectrum Properties 📲 Text: 949-726-2601 📧 Email: aschult@kw.com Don’t forget to like, subscribe, and hit the bell so you never miss the next Two-Minute Tuesday! FHA vs Conventional Loans : https://youtu.be/0V5G-z5hMoc What is a "Comp" in Real Estate? : https://youtu.be/MMe_N4t0jVc If you found this helpful, give it a like and subscribe for more Two-Minute Tuesday episodes where I explain real estate concepts in plain English! DISCLAIMER: This video content is intended for informational, educational, and entertainment purposes only. Neither Living in California nor Alex Schult is a registered financial advisor, attorney, or tax professional. While we have taken reasonable steps to ensure the accuracy of the information presented in this video, we cannot guarantee that it is free from errors or omissions. Any reliance you place on the information provided is strictly at your own risk. Additionally, your use of the Living in California YouTube channel and any communication through this platform, including but not limited to YouTube comments, emails, or messages, does not establish a formal business relationship with Alex Schult or Living in California. For specific advice related to your real estate, financial, or legal needs, we recommend consulting with a licensed professional in the relevant field.

Ever wonder what that "Days on Market" number actually tells you about a home? Whether you're buying or selling, understanding DOM can give you a serious advantage in real estate negotiations.

In this week's Two-Minute Tuesday, I break down what Days on Market (DOM) actually measures, what a low DOM vs. high DOM means for buyers, and why sellers need to pay attention to this number from day one. I’ll also explore how to know what's "normal" for your local market!

This number can reveal whether a home is priced right, how much competition you're facing, or if you have room to negotiate. It's one of those simple metrics that tells a big story if you know how to read it.

Timestamps :

0:00 – Welcome
0:34 – What Is DOM
1:12 – Why It Matters
1:24 – Low vs. High DOM
1:57 – Buyer Tips
2:04 – Seller Advice
2:44 – DOM Reset Trick
3:02 – Good DOM Range
3:27 – Key Takeaway
4:00 – Contact Info

#daysonmarket #homebuyingguide #selleradvice #realestateeducation

Alex Schult CA DRE License # 02236174 KW Spectrum Properties
📲 Text: 949-726-2601
📧 Email: aschult@kw.com

Don’t forget to like, subscribe, and hit the bell so you never miss the next Two-Minute Tuesday!

FHA vs Conventional Loans : https://youtu.be/0V5G-z5hMoc

What is a "Comp" in Real Estate? : https://youtu.be/MMe_N4t0jVc

If you found this helpful, give it a like and subscribe for more Two-Minute Tuesday episodes where I explain real estate concepts in plain English!

DISCLAIMER:
This video content is intended for informational, educational, and entertainment purposes only. Neither Living in California nor Alex Schult is a registered financial advisor, attorney, or tax professional. While we have taken reasonable steps to ensure the accuracy of the information presented in this video, we cannot guarantee that it is free from errors or omissions. Any reliance you place on the information provided is strictly at your own risk. Additionally, your use of the Living in California YouTube channel and any communication through this platform, including but not limited to YouTube comments, emails, or messages, does not establish a formal business relationship with Alex Schult or Living in California. For specific advice related to your real estate, financial, or legal needs, we recommend consulting with a licensed professional in the relevant field.

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YouTube Video VVVRbjFhblZiLWZpNU9UYzdVMVR6QVZ3LnRGTEMzaVIwV0Nz

What is DOM, and Why is It Important?

Mortgage rates have fallen to their lowest level since September 2024, and mortgage applications just jumped 7.1% in one week. But what does this mean for homebuyers and sellers heading into the end of 2025? In this video, we break down the latest housing market news, including: - Why mortgage rates are dropping again and what it means for YOU - The surge in refinance and purchase applications - How buyers can take advantage of current rates - Tips for sellers in a market with increasing buyer activity Whether you’re looking to buy, sell, or just stay informed, this update will give you the tools to make smarter decisions in today’s market. After all, that’s why I do this—to inform you so you can make the most of the housing market. Don’t forget to like, subscribe, and hit the notification bell so you never miss a market update! Have questions about your own buying or selling situation? Drop them in the comments! Check out my other videos for more tips and insights, too! Timestamps : 0:00 - Mortgage Surge & Market Buzz 0:16 - Is This the Start of a Rebound? 1:30 - Mortgage Rates Hit Yearly Low 2:03 - Refinance Boom Nationwide 2:54 - Fed’s Rate Cut and Market Impact 3:38 - Smart Time to Lock In Rates 4:03 - Buyer Demand Rises Again 4:47 - What It Means for Sellers 6:46 - Market Outlook & Advice #mortgagerates2025 #housingmarketupdate #homebuyingadvice #realestatenews #refinance Alex Schult CA DRE License # 02236174 KW Spectrum Properties 📲 Text: 949-726-2601 📧 Email: aschult@kw.com 🎥 Videos You May Like Should You Buy a Fixer-Upper or Move-In Ready Home? : https://youtu.be/bOase0AanLc What's ACTUALLY Going on With the Real Estate Market Right Now? : https://youtu.be/3D3EKZawl8I DISCLAIMER: This video content is intended for informational, educational, and entertainment purposes only. Neither Living in California nor Alex Schult is a registered financial advisor, attorney, or tax professional. While we have taken reasonable steps to ensure the accuracy of the information presented in this video, we cannot guarantee that it is free from errors or omissions. Any reliance you place on the information provided is strictly at your own risk. Additionally, your use of the Living in California YouTube channel and any communication through this platform, including but not limited to YouTube comments, emails, or messages, does not establish a formal business relationship with Alex Schult or Living in California. For specific advice related to your real estate, financial, or legal needs, we recommend consulting with a licensed professional in the relevant field.

Mortgage rates have fallen to their lowest level since September 2024, and mortgage applications just jumped 7.1% in one week. But what does this mean for homebuyers and sellers heading into the end of 2025? In this video, we break down the latest housing market news, including:

- Why mortgage rates are dropping again and what it means for YOU
- The surge in refinance and purchase applications
- How buyers can take advantage of current rates
- Tips for sellers in a market with increasing buyer activity

Whether you’re looking to buy, sell, or just stay informed, this update will give you the tools to make smarter decisions in today’s market. After all, that’s why I do this—to inform you so you can make the most of the housing market.

Don’t forget to like, subscribe, and hit the notification bell so you never miss a market update!

Have questions about your own buying or selling situation? Drop them in the comments! Check out my other videos for more tips and insights, too!

Timestamps :

0:00 - Mortgage Surge & Market Buzz
0:16 - Is This the Start of a Rebound?
1:30 - Mortgage Rates Hit Yearly Low
2:03 - Refinance Boom Nationwide
2:54 - Fed’s Rate Cut and Market Impact
3:38 - Smart Time to Lock In Rates
4:03 - Buyer Demand Rises Again
4:47 - What It Means for Sellers
6:46 - Market Outlook & Advice

#mortgagerates2025 #housingmarketupdate #homebuyingadvice #realestatenews #refinance

Alex Schult CA DRE License # 02236174 KW Spectrum Properties
📲 Text: 949-726-2601
📧 Email: aschult@kw.com

🎥 Videos You May Like

Should You Buy a Fixer-Upper or Move-In Ready Home? : https://youtu.be/bOase0AanLc

What's ACTUALLY Going on With the Real Estate Market Right Now? : https://youtu.be/3D3EKZawl8I

DISCLAIMER:
This video content is intended for informational, educational, and entertainment purposes only. Neither Living in California nor Alex Schult is a registered financial advisor, attorney, or tax professional. While we have taken reasonable steps to ensure the accuracy of the information presented in this video, we cannot guarantee that it is free from errors or omissions. Any reliance you place on the information provided is strictly at your own risk. Additionally, your use of the Living in California YouTube channel and any communication through this platform, including but not limited to YouTube comments, emails, or messages, does not establish a formal business relationship with Alex Schult or Living in California. For specific advice related to your real estate, financial, or legal needs, we recommend consulting with a licensed professional in the relevant field.

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YouTube Video VVVRbjFhblZiLWZpNU9UYzdVMVR6QVZ3LnhxdzliSWZtTVBj

Mortgage Rates Just Hit a 3-Year Low

Thinking about buying a home but not sure if a fixer-upper or move-in ready home is the smarter move? In this video, Realtor Alex Schult breaks down the real-world pros and cons of both options — so you can make an informed decision before writing that offer. You’ll learn: *The real cost differences between fixer-uppers and move-in ready homes *How to build instant equity (without overpaying) *What projects actually add value — and which ones don’t *Why market conditions in 2025 are changing how buyers should think *5 questions to ask yourself before deciding which route is right for you Whether you’re a first-time buyer, an investor, or just curious about real estate trends, this video will help you confidently decide where to spend your money in today’s market. Timestamps : 0:00 – Fixer-Upper or Move-In Ready? 0:53 – Market Update & Buyer Challenges 1:25 – Fixer-Upper Pros 2:05 – Fixer-Upper Cons & Budget Risks 2:37 – Move-In Ready Advantages 3:26 – Costs & Trade-Offs 3:44 – Questions to Ask Yourself 4:24 – Expert Advice from Alex 4:49 – Which Option Fits You Best? 5:16 – Next Steps #FixerUpperVsMoveInReady #homebuyingadvice #realestateadvice #RenovationVsNewHome #firsttimehomebuyer Alex Schult CA DRE License # 02236174 KW Spectrum Properties 📲 Text: 949-726-2601 📧 Email: aschult@kw.com 🎥 Videos You May Like What's ACTUALLY Going on With the Real Estate Market Right Now? : https://youtu.be/3D3EKZawl8I 1 in 5 Homes Slash Prices as Buyers Take Back Control : https://youtu.be/i9suGfsg5VQ DISCLAIMER: This video content is intended for informational, educational, and entertainment purposes only. Neither Living in California nor Alex Schult is a registered financial advisor, attorney, or tax professional. While we have taken reasonable steps to ensure the accuracy of the information presented in this video, we cannot guarantee that it is free from errors or omissions. Any reliance you place on the information provided is strictly at your own risk. Additionally, your use of the Living in California YouTube channel and any communication through this platform, including but not limited to YouTube comments, emails, or messages, does not establish a formal business relationship with Alex Schult or Living in California. For specific advice related to your real estate, financial, or legal needs, we recommend consulting with a licensed professional in the relevant field.

Thinking about buying a home but not sure if a fixer-upper or move-in ready home is the smarter move? In this video, Realtor Alex Schult breaks down the real-world pros and cons of both options — so you can make an informed decision before writing that offer.

You’ll learn:
*The real cost differences between fixer-uppers and move-in ready homes
*How to build instant equity (without overpaying)
*What projects actually add value — and which ones don’t
*Why market conditions in 2025 are changing how buyers should think
*5 questions to ask yourself before deciding which route is right for you

Whether you’re a first-time buyer, an investor, or just curious about real estate trends, this video will help you confidently decide where to spend your money in today’s market.

Timestamps :

0:00 – Fixer-Upper or Move-In Ready?
0:53 – Market Update & Buyer Challenges
1:25 – Fixer-Upper Pros
2:05 – Fixer-Upper Cons & Budget Risks
2:37 – Move-In Ready Advantages
3:26 – Costs & Trade-Offs
3:44 – Questions to Ask Yourself
4:24 – Expert Advice from Alex
4:49 – Which Option Fits You Best?
5:16 – Next Steps

#FixerUpperVsMoveInReady #homebuyingadvice #realestateadvice #RenovationVsNewHome #firsttimehomebuyer

Alex Schult CA DRE License # 02236174 KW Spectrum Properties
📲 Text: 949-726-2601
📧 Email: aschult@kw.com

🎥 Videos You May Like

What's ACTUALLY Going on With the Real Estate Market Right Now? : https://youtu.be/3D3EKZawl8I

1 in 5 Homes Slash Prices as Buyers Take Back Control : https://youtu.be/i9suGfsg5VQ

DISCLAIMER:
This video content is intended for informational, educational, and entertainment purposes only. Neither Living in California nor Alex Schult is a registered financial advisor, attorney, or tax professional. While we have taken reasonable steps to ensure the accuracy of the information presented in this video, we cannot guarantee that it is free from errors or omissions. Any reliance you place on the information provided is strictly at your own risk. Additionally, your use of the Living in California YouTube channel and any communication through this platform, including but not limited to YouTube comments, emails, or messages, does not establish a formal business relationship with Alex Schult or Living in California. For specific advice related to your real estate, financial, or legal needs, we recommend consulting with a licensed professional in the relevant field.

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YouTube Video VVVRbjFhblZiLWZpNU9UYzdVMVR6QVZ3LmJPYXNlMEFhbkxj

Should You Buy a Fixer-Upper or Move-In Ready Home?

Buying a home can be confusing, especially when it comes to choosing the right type of loan. In this episode of Two-Minute Tuesday, I break down the key differences between FHA and conventional loans, including down payments, credit requirements, mortgage insurance, and even property standards. I’ll also give you real-world examples so you can see which loan might make the most sense for your financial situation, and answer common questions both buyers and sellers ask. By the end, you’ll have a clearer picture of your home financing options! If you find this helpful, don’t forget to like, subscribe, and check out my other Two-Minute Tuesday videos for more quick, practical tips for home buyers and sellers! Timestamps : 0:00 – FHA vs. Conventional Overview 0:24 – Who This Video Helps 1:15 – FHA Loan Basics 1:52 – Mortgage Insurance Costs 2:00 – Conventional Loan Basics 2:43 – Payment Comparison Example 3:37 – Seller Considerations 4:07 – FHA Property Rules 4:49 – Real-World Loan Scenarios 5:34 – Which Loan Fits You Best #fhaloans #conventionalloans #homebuyingadvice #firsttimehomebuyer #realestateeducation Alex Schult CA DRE License # 02236174 KW Spectrum Properties 📲 Text: 949-726-2601 📧 Email: aschult@kw.com Don’t forget to like, subscribe, and hit the bell so you never miss the next Two-Minute Tuesday! What is a "Comp" in Real Estate? : https://youtu.be/MMe_N4t0jVc What Does “Under Contract” Really Mean? : https://youtu.be/cx0_58fw9dY Have questions about your loan options? Leave a comment below or reach out to your real estate agent—they can help guide you to the best choice for your unique situation. DISCLAIMER: This video content is intended for informational, educational, and entertainment purposes only. Neither Living in California nor Alex Schult is a registered financial advisor, attorney, or tax professional. While we have taken reasonable steps to ensure the accuracy of the information presented in this video, we cannot guarantee that it is free from errors or omissions. Any reliance you place on the information provided is strictly at your own risk. Additionally, your use of the Living in California YouTube channel and any communication through this platform, including but not limited to YouTube comments, emails, or messages, does not establish a formal business relationship with Alex Schult or Living in California. For specific advice related to your real estate, financial, or legal needs, we recommend consulting with a licensed professional in the relevant field.

Buying a home can be confusing, especially when it comes to choosing the right type of loan. In this episode of Two-Minute Tuesday, I break down the key differences between FHA and conventional loans, including down payments, credit requirements, mortgage insurance, and even property standards.

I’ll also give you real-world examples so you can see which loan might make the most sense for your financial situation, and answer common questions both buyers and sellers ask. By the end, you’ll have a clearer picture of your home financing options!

If you find this helpful, don’t forget to like, subscribe, and check out my other Two-Minute Tuesday videos for more quick, practical tips for home buyers and sellers!

Timestamps :

0:00 – FHA vs. Conventional Overview
0:24 – Who This Video Helps
1:15 – FHA Loan Basics
1:52 – Mortgage Insurance Costs
2:00 – Conventional Loan Basics
2:43 – Payment Comparison Example
3:37 – Seller Considerations
4:07 – FHA Property Rules
4:49 – Real-World Loan Scenarios
5:34 – Which Loan Fits You Best

#fhaloans #conventionalloans #homebuyingadvice #firsttimehomebuyer #realestateeducation

Alex Schult CA DRE License # 02236174 KW Spectrum Properties
📲 Text: 949-726-2601
📧 Email: aschult@kw.com

Don’t forget to like, subscribe, and hit the bell so you never miss the next Two-Minute Tuesday!

What is a "Comp" in Real Estate? : https://youtu.be/MMe_N4t0jVc

What Does “Under Contract” Really Mean? : https://youtu.be/cx0_58fw9dY

Have questions about your loan options? Leave a comment below or reach out to your real estate agent—they can help guide you to the best choice for your unique situation.

DISCLAIMER:
This video content is intended for informational, educational, and entertainment purposes only. Neither Living in California nor Alex Schult is a registered financial advisor, attorney, or tax professional. While we have taken reasonable steps to ensure the accuracy of the information presented in this video, we cannot guarantee that it is free from errors or omissions. Any reliance you place on the information provided is strictly at your own risk. Additionally, your use of the Living in California YouTube channel and any communication through this platform, including but not limited to YouTube comments, emails, or messages, does not establish a formal business relationship with Alex Schult or Living in California. For specific advice related to your real estate, financial, or legal needs, we recommend consulting with a licensed professional in the relevant field.

32 5

YouTube Video VVVRbjFhblZiLWZpNU9UYzdVMVR6QVZ3LjBWNUctejVoTW9j

FHA vs Conventional Loans

The housing market is shifting again — and this time, the news is better than most expected. Mortgage rates have fallen to the low-6% range, giving homebuyers $26,000 more buying power than they had a year ago. But with prices still climbing and pending sales dipping, what does this all mean for you as a buyer or seller? In this video, I break down the latest data to help you make sense of what’s really happening right now. You’ll learn: - The latest home sales and price trends from NAR - Why mortgage rates are dropping and how that affects affordability - What’s driving new builder confidence and new home sales - The surprising truth about housing inventory and price cuts - What all of this means for buyers and sellers heading into 2026 Whether you’re planning to buy your first home, sell your current one, or just stay informed, this update will help you understand how to navigate today’s complex market with confidence! Timestamps : 0:00 - Mortgage Rates Hit 6.17% 0:49 - Housing Market Snapshot 2025 1:33 - Why Buying Power Is Rising 2:16 - Buyer Hesitation Explained 3:00 - Sellers and Builders Get Flexible 3:41 - Builder Confidence Rebounds 4:22 - Inventory Growth Slows 5:35 - Fed’s Impact on Rates 6:26 - Home Sales Trending Up 6:38 - Market Balancing, Not Crashing #housingmarket2025 #MortgageRatesUpdate #realestatenews #homebuyingadvice #markettrends Alex Schult CA DRE License # 02236174 KW Spectrum Properties 📲 Text: 949-726-2601 📧 Email: aschult@kw.com 🎥 Videos You May Like 1 in 5 Homes Slash Prices as Buyers Take Back Control : https://youtu.be/i9suGfsg5VQ Appraisal Gap Coverage Explained : https://youtu.be/xJIrpm6awks DISCLAIMER: This video content is intended for informational, educational, and entertainment purposes only. Neither Living in California nor Alex Schult is a registered financial advisor, attorney, or tax professional. While we have taken reasonable steps to ensure the accuracy of the information presented in this video, we cannot guarantee that it is free from errors or omissions. Any reliance you place on the information provided is strictly at your own risk. Additionally, your use of the Living in California YouTube channel and any communication through this platform, including but not limited to YouTube comments, emails, or messages, does not establish a formal business relationship with Alex Schult or Living in California. For specific advice related to your real estate, financial, or legal needs, we recommend consulting with a licensed professional in the relevant field.

The housing market is shifting again — and this time, the news is better than most expected. Mortgage rates have fallen to the low-6% range, giving homebuyers $26,000 more buying power than they had a year ago. But with prices still climbing and pending sales dipping, what does this all mean for you as a buyer or seller?

In this video, I break down the latest data to help you make sense of what’s really happening right now. You’ll learn:

- The latest home sales and price trends from NAR
- Why mortgage rates are dropping and how that affects affordability
- What’s driving new builder confidence and new home sales
- The surprising truth about housing inventory and price cuts
- What all of this means for buyers and sellers heading into 2026

Whether you’re planning to buy your first home, sell your current one, or just stay informed, this update will help you understand how to navigate today’s complex market with confidence!

Timestamps :

0:00 - Mortgage Rates Hit 6.17%
0:49 - Housing Market Snapshot 2025
1:33 - Why Buying Power Is Rising
2:16 - Buyer Hesitation Explained
3:00 - Sellers and Builders Get Flexible
3:41 - Builder Confidence Rebounds
4:22 - Inventory Growth Slows
5:35 - Fed’s Impact on Rates
6:26 - Home Sales Trending Up
6:38 - Market Balancing, Not Crashing

#housingmarket2025 #MortgageRatesUpdate #realestatenews #homebuyingadvice #markettrends

Alex Schult CA DRE License # 02236174 KW Spectrum Properties
📲 Text: 949-726-2601
📧 Email: aschult@kw.com

🎥 Videos You May Like

1 in 5 Homes Slash Prices as Buyers Take Back Control : https://youtu.be/i9suGfsg5VQ

Appraisal Gap Coverage Explained : https://youtu.be/xJIrpm6awks

DISCLAIMER:
This video content is intended for informational, educational, and entertainment purposes only. Neither Living in California nor Alex Schult is a registered financial advisor, attorney, or tax professional. While we have taken reasonable steps to ensure the accuracy of the information presented in this video, we cannot guarantee that it is free from errors or omissions. Any reliance you place on the information provided is strictly at your own risk. Additionally, your use of the Living in California YouTube channel and any communication through this platform, including but not limited to YouTube comments, emails, or messages, does not establish a formal business relationship with Alex Schult or Living in California. For specific advice related to your real estate, financial, or legal needs, we recommend consulting with a licensed professional in the relevant field.

49 5

YouTube Video VVVRbjFhblZiLWZpNU9UYzdVMVR6QVZ3LjNEM0VLWmF3bDhJ

What's ACTUALLY Going on With the Real Estate Market Right Now?

Is the Housing Market Shifting? What Buyers & Sellers Need to Know! The real estate market is changing, and nearly 1 in 5 homes are seeing price cuts this fall. In this video, we break down the latest trends, including: - Why more homes are dropping prices - Which markets and price ranges are seeing the biggest reductions - How mortgage rates and builder incentives are impacting buyers - What this means for YOU as a buyer or seller Whether you’re looking to buy your first home, upgrade, or sell, understanding these market shifts is crucial for making smart decisions. Insider insights from Realtor.com, the National Association of Realtors, and top economists show that now may be the perfect time for buyers to negotiate—and sellers to strategize. Don’t forget to like, subscribe, and hit the bell for more updates, tips, and expert advice on navigating today’s real estate market. Have questions about your local market? Drop them in the comments! Timestamps : 0:00 - Topic Overview 0:31 - Market Shifting to Buyers 1:01 - Price Cuts by the Numbers 1:29 - Why Luxury Homes Hold Steady 1:53 - Expert Insight on Market Shift 2:16 - Regional & City Trends 2:33 - Inventory Growth & Slower Sales 2:54 - Builders Cutting Prices Too 3:20 - Lower Rates Boost Buyer Power 3:49 - Buyer & Seller Tips 4:42 - Market Outlook #housingmarketupdate #RealEstateTrends2025 #homebuyingadvice #PriceReductions #realestateadvice Alex Schult CA DRE License # 02236174 KW Spectrum Properties 📲 Text: 949-726-2601 📧 Email: aschult@kw.com 🎥 Videos You May Like How Much House Can You REALLY Afford in 2025? : https://youtu.be/b9k7Z9GBMPE What Is a Home Equity Line of Credit (HELOC)? : https://youtu.be/7QZXe95UL3M DISCLAIMER: This video content is intended for informational, educational, and entertainment purposes only. Neither Living in California nor Alex Schult is a registered financial advisor, attorney, or tax professional. While we have taken reasonable steps to ensure the accuracy of the information presented in this video, we cannot guarantee that it is free from errors or omissions. Any reliance you place on the information provided is strictly at your own risk. Additionally, your use of the Living in California YouTube channel and any communication through this platform, including but not limited to YouTube comments, emails, or messages, does not establish a formal business relationship with Alex Schult or Living in California. For specific advice related to your real estate, financial, or legal needs, we recommend consulting with a licensed professional in the relevant field.

Is the Housing Market Shifting? What Buyers & Sellers Need to Know!

The real estate market is changing, and nearly 1 in 5 homes are seeing price cuts this fall.
In this video, we break down the latest trends, including:

- Why more homes are dropping prices
- Which markets and price ranges are seeing the biggest reductions
- How mortgage rates and builder incentives are impacting buyers
- What this means for YOU as a buyer or seller

Whether you’re looking to buy your first home, upgrade, or sell, understanding these market shifts is crucial for making smart decisions.

Insider insights from Realtor.com, the National Association of Realtors, and top economists show that now may be the perfect time for buyers to negotiate—and sellers to strategize.

Don’t forget to like, subscribe, and hit the bell for more updates, tips, and expert advice on navigating today’s real estate market.

Have questions about your local market? Drop them in the comments!

Timestamps :

0:00 - Topic Overview
0:31 - Market Shifting to Buyers
1:01 - Price Cuts by the Numbers
1:29 - Why Luxury Homes Hold Steady
1:53 - Expert Insight on Market Shift
2:16 - Regional & City Trends
2:33 - Inventory Growth & Slower Sales
2:54 - Builders Cutting Prices Too
3:20 - Lower Rates Boost Buyer Power
3:49 - Buyer & Seller Tips
4:42 - Market Outlook

#housingmarketupdate #RealEstateTrends2025 #homebuyingadvice #PriceReductions #realestateadvice

Alex Schult CA DRE License # 02236174 KW Spectrum Properties
📲 Text: 949-726-2601
📧 Email: aschult@kw.com

🎥 Videos You May Like

How Much House Can You REALLY Afford in 2025? : https://youtu.be/b9k7Z9GBMPE

What Is a Home Equity Line of Credit (HELOC)? : https://youtu.be/7QZXe95UL3M

DISCLAIMER:
This video content is intended for informational, educational, and entertainment purposes only. Neither Living in California nor Alex Schult is a registered financial advisor, attorney, or tax professional. While we have taken reasonable steps to ensure the accuracy of the information presented in this video, we cannot guarantee that it is free from errors or omissions. Any reliance you place on the information provided is strictly at your own risk. Additionally, your use of the Living in California YouTube channel and any communication through this platform, including but not limited to YouTube comments, emails, or messages, does not establish a formal business relationship with Alex Schult or Living in California. For specific advice related to your real estate, financial, or legal needs, we recommend consulting with a licensed professional in the relevant field.

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YouTube Video VVVRbjFhblZiLWZpNU9UYzdVMVR6QVZ3Lmk5c3VHZnNnNVZR

1 in 5 Homes Slash Prices as Buyers Take Back Control

Picture this: your offer on a home is accepted, everything’s on track, and then the appraisal comes in low. Suddenly, your dream home feels like it’s slipping away. That’s where appraisal gap coverage comes in. In this week’s Two-Minute Tuesday, I break down what appraisal gap coverage is, why it matters, and how it can protect both buyers and sellers when an appraisal comes in short. I’ll also share a couple of real-world examples to help make this strategy crystal clear. If you’re buying or selling in a competitive market, this is something you’ll definitely want to understand. If you find this helpful, don’t forget to like, subscribe, and hit the notification bell so you don’t miss future real estate tips and insights! Feel free to reach out to me directly if you have any questions: Timestamps : 0:00 – Low appraisal shock 0:15 – Appraisal gap explained 0:31 – Who this video helps 1:08 – Why appraisals matter 2:03 – How gap coverage works 2:26 – Buyer’s benefit 3:00 – Seller’s benefit 3:22 – Real-life examples 4:00 – Smart use tips #AppraisalGapCoverage #homebuyingadvice #realestateeducation #LowAppraisal Alex Schult CA DRE License # 02236174 KW Spectrum Properties 📲 Text: 949-726-2601 📧 Email: aschult@kw.com For a deeper dive into the appraisal process, check out my previous Two-Minute Tuesday video on appraisals! What Is a Home Warranty and Is It Worth It? : https://youtu.be/eQobdzu7C8w What Does “Under Contract” Really Mean? : https://youtu.be/cx0_58fw9dY DISCLAIMER: This video content is intended for informational, educational, and entertainment purposes only. Neither Living in California nor Alex Schult is a registered financial advisor, attorney, or tax professional. While we have taken reasonable steps to ensure the accuracy of the information presented in this video, we cannot guarantee that it is free from errors or omissions. Any reliance you place on the information provided is strictly at your own risk. Additionally, your use of the Living in California YouTube channel and any communication through this platform, including but not limited to YouTube comments, emails, or messages, does not establish a formal business relationship with Alex Schult or Living in California. For specific advice related to your real estate, financial, or legal needs, we recommend consulting with a licensed professional in the relevant field. Relevant Links: Learn more about the appraisal process: https://youtu.be/4NTvj8tAQNk

Picture this: your offer on a home is accepted, everything’s on track, and then the appraisal comes in low. Suddenly, your dream home feels like it’s slipping away. That’s where appraisal gap coverage comes in.

In this week’s Two-Minute Tuesday, I break down what appraisal gap coverage is, why it matters, and how it can protect both buyers and sellers when an appraisal comes in short. I’ll also share a couple of real-world examples to help make this strategy crystal clear.

If you’re buying or selling in a competitive market, this is something you’ll definitely want to understand.

If you find this helpful, don’t forget to like, subscribe, and hit the notification bell so you don’t miss future real estate tips and insights!

Feel free to reach out to me directly if you have any questions:

Timestamps :

0:00 – Low appraisal shock
0:15 – Appraisal gap explained
0:31 – Who this video helps
1:08 – Why appraisals matter
2:03 – How gap coverage works
2:26 – Buyer’s benefit
3:00 – Seller’s benefit
3:22 – Real-life examples
4:00 – Smart use tips

#AppraisalGapCoverage #homebuyingadvice #realestateeducation #LowAppraisal

Alex Schult CA DRE License # 02236174 KW Spectrum Properties
📲 Text: 949-726-2601
📧 Email: aschult@kw.com

For a deeper dive into the appraisal process, check out my previous Two-Minute Tuesday video on appraisals!

What Is a Home Warranty and Is It Worth It? : https://youtu.be/eQobdzu7C8w

What Does “Under Contract” Really Mean? : https://youtu.be/cx0_58fw9dY

DISCLAIMER:
This video content is intended for informational, educational, and entertainment purposes only. Neither Living in California nor Alex Schult is a registered financial advisor, attorney, or tax professional. While we have taken reasonable steps to ensure the accuracy of the information presented in this video, we cannot guarantee that it is free from errors or omissions. Any reliance you place on the information provided is strictly at your own risk. Additionally, your use of the Living in California YouTube channel and any communication through this platform, including but not limited to YouTube comments, emails, or messages, does not establish a formal business relationship with Alex Schult or Living in California. For specific advice related to your real estate, financial, or legal needs, we recommend consulting with a licensed professional in the relevant field.

Relevant Links:

Learn more about the appraisal process: https://youtu.be/4NTvj8tAQNk

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YouTube Video VVVRbjFhblZiLWZpNU9UYzdVMVR6QVZ3LnhKSXJwbTZhd2tz

Appraisal Gap Coverage Explained

Homebuyers in 2025 are facing a tough question — how much house can you really afford? Even though mortgage rates have cooled slightly to around 6.27%, the median U.S. home price is still near $389,750, keeping affordability tight for first-time buyers. In this video, Alex Schult breaks down exactly how to calculate what you can afford in today’s market using real-world examples — including what a $300,000 home looks like at current rates. You’ll learn: * How to calculate your monthly budget using the 28/36 rule * How your down payment impacts affordability * The difference between loan types and terms * How credit score, APR, and PMI affect what you can buy * And why understanding these numbers is essential before you start shopping for a home Whether you’re a first-time buyer or just testing the waters, this video gives you the clarity you need to buy smart — not stretched. Resources Mentioned: • Home Affordability Calculator (link to your site or lender partner) • Redfin Housing Data – October 2025 • Realtor.com Affordability Report Timestamps : 0:00 – How Much Can You Afford? 0:18 – 2025 Housing Market Snapshot 0:40 – What Affects Affordability 1:55 – The 28/36 Rule 2:43 – Down Payment Choices 4:35 – Hidden Home Costs 5:19 – Loan Types & Terms 6:27 – Credit Score Impact 7:11 – Get Pre-Qualified 8:29 – Final Recap #homeaffordability #mortgagerates #firsttimehomebuyer #realestate2025 #mortgagetips Alex Schult CA DRE License # 02236174 KW Spectrum Properties 📲 Text: 949-726-2601 📧 Email: aschult@kw.com 🎥 Videos You May Like What Is a Home Equity Line of Credit (HELOC)? : https://youtu.be/7QZXe95UL3M Foreclosures Are Rising Again — What’s Really Going On in 2025? : https://youtu.be/Q0sydyrs7F4 DISCLAIMER: This video content is intended for informational, educational, and entertainment purposes only. Neither Living in California nor Alex Schult is a registered financial advisor, attorney, or tax professional. While we have taken reasonable steps to ensure the accuracy of the information presented in this video, we cannot guarantee that it is free from errors or omissions. Any reliance you place on the information provided is strictly at your own risk. Additionally, your use of the Living in California YouTube channel and any communication through this platform, including but not limited to YouTube comments, emails, or messages, does not establish a formal business relationship with Alex Schult or Living in California. For specific advice related to your real estate, financial, or legal needs, we recommend consulting with a licensed professional in the relevant field.

Homebuyers in 2025 are facing a tough question — how much house can you really afford?

Even though mortgage rates have cooled slightly to around 6.27%, the median U.S. home price is still near $389,750, keeping affordability tight for first-time buyers.

In this video, Alex Schult breaks down exactly how to calculate what you can afford in today’s market using real-world examples — including what a $300,000 home looks like at current rates.

You’ll learn:
* How to calculate your monthly budget using the 28/36 rule
* How your down payment impacts affordability
* The difference between loan types and terms
* How credit score, APR, and PMI affect what you can buy
* And why understanding these numbers is essential before you start shopping for a home

Whether you’re a first-time buyer or just testing the waters, this video gives you the clarity you need to buy smart — not stretched.

Resources Mentioned:
• Home Affordability Calculator (link to your site or lender partner)
• Redfin Housing Data – October 2025
• Realtor.com Affordability Report

Timestamps :

0:00 – How Much Can You Afford?
0:18 – 2025 Housing Market Snapshot
0:40 – What Affects Affordability
1:55 – The 28/36 Rule
2:43 – Down Payment Choices
4:35 – Hidden Home Costs
5:19 – Loan Types & Terms
6:27 – Credit Score Impact
7:11 – Get Pre-Qualified
8:29 – Final Recap

#homeaffordability #mortgagerates #firsttimehomebuyer #realestate2025 #mortgagetips

Alex Schult CA DRE License # 02236174 KW Spectrum Properties
📲 Text: 949-726-2601
📧 Email: aschult@kw.com

🎥 Videos You May Like

What Is a Home Equity Line of Credit (HELOC)? : https://youtu.be/7QZXe95UL3M

Foreclosures Are Rising Again — What’s Really Going On in 2025? : https://youtu.be/Q0sydyrs7F4

DISCLAIMER:
This video content is intended for informational, educational, and entertainment purposes only. Neither Living in California nor Alex Schult is a registered financial advisor, attorney, or tax professional. While we have taken reasonable steps to ensure the accuracy of the information presented in this video, we cannot guarantee that it is free from errors or omissions. Any reliance you place on the information provided is strictly at your own risk. Additionally, your use of the Living in California YouTube channel and any communication through this platform, including but not limited to YouTube comments, emails, or messages, does not establish a formal business relationship with Alex Schult or Living in California. For specific advice related to your real estate, financial, or legal needs, we recommend consulting with a licensed professional in the relevant field.

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YouTube Video VVVRbjFhblZiLWZpNU9UYzdVMVR6QVZ3LmI5azdaOUdCTVBF

How Much House Can You REALLY Afford in 2025?

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